47 Ave A, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 47 Ave A, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	3,402 sqft · built 1980
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$16,408 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00204-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`31-00204-0000-00028`
Alternative APNs	`310020400028` `385500`

Interior

Stories	1 Story
Building Area	3,402 sqft Living Area
1st Floor Area	3,402 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	385500
Street Address	47 AVENUE A
City	LODI
State	NJ
Zip	07644-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	LODI LAND CO MAP 4
Legal Block	204
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1008
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 AVENUE A, LODI, NJ 07644-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Nov 28, 2016	Loan Modification, Mortgage · Conventional Mortgage CJM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2000
Deed Sale	Dec 18, 2000
Prior Sale	Dec 18, 2000
Deed Book / Page	10545 / 423
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Aug 20, 2026
Property Address	47 AVENUE A, LODI, NJ 07644-1801
Document Number	0000057894
Book / Page	5880 / 23
Instrument Date	Jul 27, 2026
Instrument	202657894
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 AVENUE A, LODI, NJ 07644-1801

Mortgage

Document Number	0000057894,
Date	Aug 20, 2026
Book Page	5880/23
Instrument	202657894

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	47 AVENUE A, LODI, NJ 07644-1801
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 AVENUE A, LODI, NJ 07644-1801

Mortgage

Document Number	0048111350
Date	Sep 19, 2022
Book Page	4811/1350
Instrument	2022092296

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	47 AVENUE A, LODI, NJ 07644-1801
Document Number	0024940997
Book / Page	002494 / 000997
Instrument Date	Nov 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	IMORTGAGE SERVICES LLC, IMORTGAGE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 AVENUE A LODI NJ 076441801, LODI, NJ 07644-1801

Mortgage

Document Number	0024940997
Date	Jan 6, 2017
Book Page	002494/000997

Lender

Name	CJM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 5, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,500 (-) Land $155,000 Building $308,500	$463,500 (-) Land $155,000 Building $308,500
2025	$16,408.00 (+5.61%)	$463,500 (-) Land $155,000 Building $308,500	$463,500 (-) Land $155,000 Building $308,500
2024	$15,536.00 (+2.7%)
2023		$463,500 Land $155,000 Building $308,500	$463,500 Land $155,000 Building $308,500
2022	$15,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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