47 Arnold Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 47 Arnold Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,962 sqft · built 1968
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (Aug 2021)
Tax Bill	$6,651 (2026)
Deeds & Mortgages	Jan 2022 Refinance Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0010-27`

Property Details

APN / Parcel Number

Primary APN	`1-0010-27`
Alternative APN	`CUMB M:025 B:0218 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
Gross Area	5,076 sqft
1st Floor Area	1,364 sqft
Attic	Attic
Attic Area	484 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,202 sqft (0.349 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1-0010-27
Street Address	47 ARNOLD DR
City	CUMBERLAND
State	RI
Zip	02864-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	218
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1009
Census Tract	11404

Owner

47 Arnold Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 ARNOLD DR, CUMBERLAND, RI 02864-3359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Aug 16, 2021	Deed, Transfer
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Deed Document Number	2021126608
Deed Book / Page	1900 / 799
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	47 ARNOLD DR, CUMBERLAND, RI 02864-3359
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001918-894
Date	Jan 7, 2022
Book Page	1918/894
Instrument	130383

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 16, 2021
Property Address	47 ARNOLD DR, CUMBERLAND, RI 02864-3359
Document Number	1900-799
Book / Page	1900 / 799
Instrument Date	Aug 12, 2021
Instrument	126608
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	47 ARNOLD DR, CUMBERLAND, RI 02864-3359
Document Number	1773-340
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	47 ARNOLD DR CUMBERLAND RI 028643359, CUMBERLAND, RI 02864-3359

Mortgage

Document Number	1773-340
Date	May 16, 2018
Book Page	001773/000340

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 47 Arnold Dr was $6,651, up 1.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,651.00 (+1.84%)	$664,400 (+24.82%) Land $267,600 Building $396,800	$644,378
2025	$6,531.00	$532,300 Land $193,400 Building $338,900
2023	$6,185.00 (+21.25%)	$532,300 (+56.42%) Land $193,400 Building $338,900
2022	$5,101.00	$340,300 Land $139,400 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Arnold Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Arnold Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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