47 Adams St, Monte Vista, CO 81144 Property Records

Rio Grande County property record for 47 Adams St, Monte Vista, CO 81144

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,750 sqft · built 1903
Lot Size	0.029 acres (1,250 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Sep 2025)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R010922`

Property Details

APN / Parcel Number

Primary APN	`R010922`
Alternative APN	`3531308013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,750 sqft Total Area
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1992
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Flat
Lot Area	1,250 sqft (0.029 acres)
Garage Type	Carport
Carport	Carport
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	R010922
Street Address	47 ADAMS ST
City	MONTE VISTA
State	CO
Zip	81144-1438
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION MONTE VISTA LOT E 50 FT 18 BLOCK 12
Legal Subdivision	MONTE VISTA
Legal Block	12
Legal Lot Number	18
Jurisdiction	RIO GRANDE CO
Township / Civil Division	MONTE VISTA
Census Block Group	3
Census Block	3009
Census Tract	976700

Owner

47 Adams St, a duplex, is owned by a company that bought it in September 2025.

Source: Rio Grande County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit SUNFLOWER BANK NA
Oct 30, 2014	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHWEST BANK
Sep 15, 2025	Warranty Deed, Transfer PHINEL L GARCIA ETAL
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Mar 13, 2008 · Amount on File
Deed Document Number	2025456424
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO GRANDE CO
Property Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000608/445
Date	Apr 13, 2022
Book Page	608/445
Instrument	202200446488

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO GRANDE CO
Property Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00571/1841
Date	Oct 30, 2014
Book Page	571/1841
Instrument	201400422438

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	ALAMOSA, CO 81101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Sep 15, 2025
Property Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438
Document Number	202500456424
Instrument Date	Sep 10, 2025
Instrument	202500456424
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438

Mortgage

Document Number	202500456425
Date	Sep 15, 2025
Instrument	202500456425

Lender

Name	PHINEL L GARCIA ETAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO GRANDE CO
Recording Date	May 4, 2026
Property Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438
Document Number	0000458231
Instrument Date	Sep 10, 2025
Instrument	2026458231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	47 ADAMS ST, MONTE VISTA, CO 81144-1438

Mortgage

Document Number	0000458231,
Date	May 4, 2026
Instrument	2026458231

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.58%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 47 Adams St was $1,367, up 168% from the year before.

Source: Rio Grande County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Rio Grande County
Municipality	Monte Vista City
Unified School District	Monte Vista School District C-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (+168.04%)	$17,960 (+163.46%) Land $1,093 Building $16,867	$163,870 (+111.41%) Land $4,063 Building $159,807
2024	$510.00 (-5.38%)	$6,817 (-) Land $1,134 Building $5,683	$77,513 (-) Land $4,063 Building $73,450
2023	$539.00 (-49.95%)	$6,817 (-50.29%) Land $1,134 Building $5,683	$77,513 (-5.26%) Land $4,063 Building $73,450
2022	$1,077.00	$13,713 Land $1,033 Building $12,680	$81,820 Land $3,563 Building $78,257

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 47 Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Jade Communications Fixed Wireless	500 / 25

May also be available: Choice Broadband, T-Mobile, Verizon.

Nearby Properties on Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures