Monroe County property record for 47 1st St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,284 sqft · built 2020 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2012) |
| Tax Bill | $2,693 (2024) |
| Deeds & Mortgages | Aug 2019 Loan Modification Nov 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00153540-000000 |
| Primary APN | 00153540-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,750 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 1199036 |
|---|---|
| Old Parcel Number | 22672600153540000000 |
| Street Address | 47 1ST ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 GULF VIEW PB3-17 BIG COPPITT KEY OR235-165/166 OR428-837/838 OR1053-1946 OR1096-1192 OR1624-1496/97 OR1624-1495D/C |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | GULFVIEW |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
47 1st St is owned and occupied by an individual who bought it in February 2012.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 1ST ST, KEY WEST, FL 33040-5612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2019 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Nov 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Nov 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2012 · Amount on File |
| Deed Sale | Feb 16, 2012 · Amount on File |
| Prior Sale | Aug 8, 2003 · Amount on File |
| Deed Document Number | 1870655 |
| Deed Book / Page | 2555 / 2233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 47 1ST ST, KEY WEST, FL 33040-5612 |
| Document Number | 0029801743 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 29 DEL MAR BLVD KEY WEST FL 330405413, KEY WEST, FL 33040-5413 |
| Document Number | 0029801743 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 002980/001743 |
| Instrument | 2233295 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 19, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 47 1ST ST, KEY WEST, FL 33040-5612 |
| Document Number | 0029342356 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 47 1ST ST KEY WEST FL 330405612, KEY WEST, FL 33040-5612 |
| Document Number | 0029342356 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 002934/002356 |
| Instrument | 2193463 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 47 1ST ST, KEY WEST, FL 33040-5612 |
| Document Number | 0028951128 |
| Instrument Date | Nov 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 47 1ST ST KEY WEST FL 330405612, KEY WEST, FL 33040-5612 |
| Document Number | 0028951128 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 002895/001128 |
| Instrument | 2158850 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304,584 | $679,931 Land $364,163 Building $315,768 | |
| 2024 | $2,693.00 (+6.11%) | ||
| 2023 | $2,538.00 (+3.05%) Homeowner's exemption | $287,379 (+3%) | $625,370 (+4.16%) Land $333,349 Building $292,021 |
| 2022 | $2,463.00 Homeowner's exemption | $279,009 | $600,396 Land $308,138 Building $292,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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