Rensselaer County and Troy City property record for 47 118th St, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,812 sqft · built 1890 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,520 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| APN | 381700 80.49-1-5 |
| Primary APN | 381700 80.49-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| 2nd Floor Area | 1,374 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 75.8 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 342 sqft |
| Canopy | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1709660 |
|---|---|
| Street Address | 47 118TH ST |
| City | TROY |
| State | NY |
| Zip | 12182-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 2 STY BRK HSE & 2C FR GAR 323-12/WPTS 473-474 & SWPT 475 |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 40100 |
47 118th St is owned and occupied by two individuals.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 118TH ST, TROY, NY 12182-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 47 118TH ST, TROY, NY 12182-2427 |
| Document Number | 0000554432 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 47 118TH ST TROY NY 121822427, TROY, NY 12182-2427 |
| Document Number | 0000554432 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 008893/000318 |
| Instrument | 554432 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 23, 2029 |
The 2026 property tax bill for 47 118th St was $3,520 with a homeowner's exemption, up 2.4% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,520.00 (+2.44%) Homeowner's exemption | ||
| 2025 | $3,436.00 | $85,000 Land $21,000 Building $64,000 | $145,500 Land $35,947 Building $109,553 |
| 2023 | $85,000 (-) Land $21,000 Building $64,000 | $121,400 (+8.55%) Land $29,993 Building $91,407 | |
| 2022 | $3,162.00 Homeowner's exemption | $85,000 Land $21,000 Building $64,000 | $111,842 Land $27,632 Building $84,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 47 118th St; there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 7 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 47 118th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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