4699 N Spago Dr, Dublin, CA 94568 Property Records

Alameda County property record for 4699 N Spago Dr, Dublin, CA 94568

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,309 sqft · built 2014
Lot Size	0.083 acres (3,624 sqft)
Owner	2 Individual Names on File
Last Sale	$2,080,000 (Apr 2024)
Tax Bill	$27,894 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`985-102-36`

Property Details

APN / Parcel Number

Primary APN	`985-102-36`
Alternative APN	`985-0102-036-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,624 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4699 N SPAGO DR
City	DUBLIN
State	CA
Zip	94568-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00060 BLK: TR: 8105
Legal Subdivision	TRACT 8105
Legal Tract	8105
Legal Lot Number	60
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1010
Census Tract	450751

Owner

4699 N Spago Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Aug 13, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Dec 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	202455003
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0000276652
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704

Mortgage

Document Number	0000155878
Date	Dec 8, 2025
Instrument	2025155878

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 13, 2021
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Document Number	0000276652
Map Reference	MB 323 PG 11-16
Instrument Date	Aug 6, 2021
Instrument	2021276652
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704

Mortgage

Document Number	0000276653
Date	Aug 13, 2021
Instrument	2021276653

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 13, 2021
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Document Number	0000276654
Map Reference	MB 323 PG 11-16
Instrument Date	Aug 6, 2021
Instrument	2021276654
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704

Mortgage

Document Number	0000280764
Date	Oct 21, 2020
Instrument	2020280764

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 17, 2020
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Document Number	0000355191
Instrument Date	Oct 30, 2020
Instrument	355191
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4699 N SPAGO DR DUBLIN CA 945686704, DUBLIN, CA 94568-6704

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Document Number	0000170201
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4699 N SPAGO DR DUBLIN CA 945686704, DUBLIN, CA 94568-6704

Mortgage

Document Number	0000170201
Date	Jul 20, 2020
Instrument	170201

Lender

Name	CFBANK NA
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4699 N SPAGO DR, DUBLIN, CA 94568-6704
Document Number	0000139806
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4699 N SPAGO DR DUBLIN CA 945686704, DUBLIN, CA 94568-6704

Mortgage

Document Number	0000139806
Date	Jun 17, 2020
Instrument	139806

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4699 N Spago Dr was $27,894.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Dublin City
Unified School District	Dublin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,164,031 (+2%) Land $649,209 Building $1,514,822
2025	$27,894.00	$2,121,600 Land $636,480 Building $1,485,120
2023	$14,987.00	$1,033,062 Land $309,918 Building $723,144	$1,638,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4699 N Spago Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4699 N Spago Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, Unwired.

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