4699 Lake Rd E, Unit L02, Geneva, OH 44041 Property Records

Ashtabula County property record for 4699 Lake Rd E, Unit L02, Geneva, OH 44041

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,846 sqft · built 2009
Lot Size	0.043 acres (1,872 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2021)
Tax Bill	$11,422 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-018-10-002-00`

Property Details

APN / Parcel Number

Primary APN	`21-018-10-002-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Units	100 Units
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,872 sqft (0.043 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4699 LAKE RD E, L02
City	GENEVA
State	OH
Zip	44041-7783
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LAKE ERIE VISTA CONDO UNIT L-02 2.12765% INTEREST
Legal Subdivision	LAKE ERIE VISTA CONDO
Legal Block	2
Legal Lot Number	02
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1001
Census Tract	801

Owner

4699 Lake Rd E, Unit L02 is owned and occupied by two individuals who bought it in July 2021.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4699 LAKE RD E, L02, GENEVA, OH 44041-7783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Feb 1, 2019 · Amount on File
Deed Document Number	20218858
Deed Book / Page	745 / 598
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 22, 2021
Property Address	4699 LAKE RD E UNIT L02, L02, GENEVA, OH 44041-7783
Document Number	0000008858
Book / Page	745 / 598
Map Reference	VOL 20 PG 10-12
Instrument Date	Jul 7, 2021
Instrument	202100008858
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PRECISE TITLE INC, PRECISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4699 LAKE RD E UNIT L02, L02, GENEVA, OH 44041-7783

Mortgage

Document Number	0000745600
Date	Jul 22, 2021
Instrument	745/600

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 1, 2019
Property Address	4699 LAKE RD E UNIT L02, L02, GENEVA, OH 44041-7783
Document Number	0000000966
Book / Page	676 / 1351
Map Reference	VOL 20 PG 10-12
Instrument Date	Jan 15, 2019
Instrument	201900000966
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	461 E PIKE ST, MORROW, OH 45152-1221

Mortgage

Document Number	0000000967
Date	Feb 1, 2019
Instrument	201900000967

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4699 Lake Rd E, Unit L02 was $11,422.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,422.00	$136,890 Land $22,750 Building $114,140	$391,100 Land $65,000 Building $326,100
2023	$6,394.00 (-52.65%)	$136,890 (+12.91%) Land $22,750 Building $114,140	$391,100 Land $65,000 Building $326,100
2022	$13,505.00	$121,240 Land $17,500 Building $103,740
2020			$346,400 Land $50,000 Building $296,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4699 Lake Rd E, Unit L02 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4699 Lake Rd E, Unit L02 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd E

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