4698 Middle Rd, Cherokee, IA 51012 Property Records

Cherokee County property record for 4698 Middle Rd, Cherokee, IA 51012

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,805 sqft · built 1947
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jan 2009)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0330300006`

Property Details

APN / Parcel Number

Primary APN	`0330300006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,444 sqft
Attic	Attic
Attic Area	361 sqft
Basement Area	1,444 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,456 sqft (4.51 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4698 MIDDLE RD
City	CHEROKEE
State	IA
Zip	51012-7142
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PARCEL A SE SW 2186A
Legal Range	40W
Legal Township	93N
Legal Section	30
Legal Block	300
Jurisdiction	CHEROKEE IA
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2106
Census Tract	80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4698 MIDDLE RD, CHEROKEE, IA 51012-7142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEROKEE STATE BANK
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2009 · Amount on Record
Deed Sale	Jan 5, 2009 · Amount on Record
Deed Document Number	200913
Deed Book / Page	2009 / 13
Prior Transfer Date	Dec 29, 2008
Prior Transfer Doc	02009/0013
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	4698 MIDDLE RD, CHEROKEE, IA 51012-7142
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0254
Date	Feb 13, 2017
Book Page	2017/0254
Instrument	2017 0254

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 16, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	4698 MIDDLE RD, CHEROKEE, IA 51012-7142
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1962
Date	Oct 2, 2017
Book Page	2017/1962
Instrument	2017 1962

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	CHEROKEE, IA 51012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	4698 MIDDLE RD, CHEROKEE, IA 51012-7142
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1427
Date	Jul 22, 2019
Book Page	2019/1427
Instrument	2019 1427

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (+0.26%)	$162,080 (-) Land $6,090 Building $155,990	$162,080 (-) Land $6,090 Building $155,990
2025	$1,546.00 Homeowner's exemption	$162,080 (+7.54%) Land $6,090 Building $155,990	$162,080 (+7.54%) Land $6,090 Building $155,990
2024	$1,546.00 (+24.88%)
2023		$150,710 (+43.9%) Land $4,810 Building $145,900	$150,710 (+43.9%) Land $4,810 Building $145,900
2022	$1,238.00 Homeowner's exemption	$104,730 Land $3,880 Building $100,850
2021			$104,730 Land $3,880 Building $100,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C-M-L Telephone Cooperative Association Fiber	1,000 / 500

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