Cayuga County and Locke Town property record for 4698 Maple Ave, Locke, NY 13092
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 2,400 sqft · built 1880 |
| Lot Size | 0.629 acres (27,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Jul 2020) |
| Tax Bill | $1,336 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Jul 2020 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 053600 231.17-1-49.1 |
| Primary APN | 053600 231.17-1-49.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Total Area |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 1,000 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 27,401 sqft (0.629 acres) |
| Lot Dimensions | 211 ft deep x 129 ft wide |
| Garage Type | Detached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 238 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 09022010 |
|---|---|
| Street Address | 4698 MAPLE AVE |
| City | LOCKE |
| State | NY |
| Zip | 13092-4221 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAND CONTRACT 821-98 BNDY AGMT 1006-319 P/O 231.17-1-49 |
| Legal Block | 1 |
| Legal Lot Number | 49.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | LOCKE |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 40900 |
4698 Maple Ave, a duplex, is owned and occupied by an individual who bought it in July 2020.
Source: Cayuga County and Locke Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4698 MAPLE AVE, LOCKE, NY 13092-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ALTERNATIVE FCU |
| Jul 8, 2020 | Grant Deed, Transfer · Conventional with PMI CATHERINE ALVORD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Feb 18, 2004 · Amount on File |
| Deed Document Number | 2020196414 |
| Deed Book / Page | 3891 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 4698 MAPLE AVE, LOCKE, NY 13092-4221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004394/220 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 4394/220 |
| Instrument | 2023-224109 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jul 8, 2020 |
| Property Address | 4698 MAPLE AVE, LOCKE, NY 13092-4221 |
| Document Number | 0038910177 |
| Book / Page | 003891 / 000177 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 196414 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4698 MAPLE AVE #1 LOCKE NY 130924222, 1, LOCKE, NY 13092-4222 |
| Document Number | 38910180 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 003891/000180 |
| Instrument | 196415 |
| Name | CATHERINE ALVORD |
|---|---|
| Address | PO BOX 129, CORTLAND, NY 13045-0129 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4698 Maple Ave was $1,336, down 59.5% from the year before.
Source: Cayuga County and Locke Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Locke Town |
| Unified School District | Moravia Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,336.00 (-59.53%) | ||
| 2025 | $3,301.00 (+34.68%) | $45,000 Land $15,700 Building $29,300 | $63,380 Land $22,113 Building $41,267 |
| 2024 | $2,451.00 | ||
| 2023 | $45,000 Land $15,700 Building $29,300 | $52,326 Land $18,256 Building $34,070 | |
| 2020 | $940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4698 Maple Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1981–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4698 Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKE W D serves 600 people · EPA ID NY0501719 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Verizon Fiber | 980 / 880 |
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