Shelby County property record for 4698 Laurel Downs Rd, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,116 sqft · built 1996 |
| Lot Size | 0.186 acres (8,081 sqft) |
| Owner | Company Name on File |
| Last Sale | $78,000 (Aug 1996) |
| Tax Bill | $911 (2025) |
| Deeds & Mortgages | Mar 2017 Loan Modification Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-147O-C0-0006 |
| Primary APN | D0-147O-C0-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Utility Area | 32 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,081 sqft (0.186 acres) |
| Lot Dimensions | 119 ft deep x 44 ft wide |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4698 LAUREL DOWNS RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-1469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | ES LAUREL DOWNS RD |
| Legal Subdivision | PHARAOH HILLS |
| Legal Lot Number | 6 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20531 |
4698 Laurel Downs Rd is owned by a company that bought it in August 1996.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 381376, GERMANTOWN, TN 38183-1376 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 28, 2017 | Loan Modification, Mortgage COMMUNITY BK N MS |
| Mar 28, 2017 | Loan Modification, Mortgage COMMUNITY BK N MS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 1996 · Amount on File |
| Deed Sale | Aug 12, 1996 · Amount on File |
| Deed Document Number | 1996GA-4554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4698 LAUREL DOWNS RD, MEMPHIS, TN 38128-1469 |
| Document Number | 0000033315 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3224 KENNEY DR GERMANTOWN TN 381398030, GERMANTOWN, TN 38139-8030 |
| Document Number | 0000033315 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 33315 |
| Name | COMMUNITY BK N MS |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Term | 60 Months |
|---|---|
| Due | Apr 3, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4698 LAUREL DOWNS RD, MEMPHIS, TN 38128-1469 |
| Document Number | 0000033316 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3224 KENNEY DR GERMANTOWN TN 381398030, GERMANTOWN, TN 38139-8030 |
| Document Number | 0000033316 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 33316 |
| Name | COMMUNITY BK N MS |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Term | 60 Months |
|---|---|
| Due | Apr 3, 2022 |
The 2025 property tax bill for 4698 Laurel Downs Rd was $911, up 7.3% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $911.00 (+7.3%) | $33,875 Land $3,250 Building $30,625 | $135,500 Land $13,000 Building $122,500 |
| 2024 | $849.00 | ||
| 2023 | $25,050 Land $2,900 Building $22,150 | ||
| 2022 | $849.00 | ||
| 2021 | $100,200 Land $11,600 Building $88,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4698 Laurel Downs Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4698 Laurel Downs Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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