4698 Hwy 278 E, Dermott, AR 71638 Property Records

Drew County property record for 4698 Hwy 278 E, Dermott, AR 71638

Property Summary

Property Type	Rural Home
Details	2 ba · 2,708 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (May 2016)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-00438-001`

Property Details

APN / Parcel Number

Primary APN	`001-00438-001`
Alternative APNs	`107893.0` `580`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,708 sqft Living Area
1st Floor Area	2,708 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	450 sqft
Driveway	Driveway
Driveway Area	912 sqft
Porch	Open Porch
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	107893.0
Street Address	4698 HIGHWAY 278 E
City	DERMOTT
State	AR
Zip	71638-8715
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MID PT NE4 SW4&PT NW4SW4 E RD
Legal Range	04
Legal Township	12
Legal Section	20
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	DREW AR
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1020
Census Tract	490100

Owner

Source: Drew County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 WOLFE DR, MC GEHEE, AR 71654-1524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATURALSTATE BANK
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATURALSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2016 · Amount on Record
Deed Sale	May 18, 2016 · Amount on Record
Deed Document Number	90099
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	4698 HIGHWAY 278 E, DERMOTT, AR 71638-8715
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WOLFE DR, MCGEHEE, AR 71654-1524

Mortgage

Document Number	0000106931
Date	Sep 2, 2022
Instrument	106931

Lender

Name	FIRST NATURALSTATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Feb 29, 2024

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DREW AR
Property Address	4698 HIGHWAY 278 E, DERMOTT, AR 71638-8715
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 HIGHWAY 278 E, DERMOTT, AR 71638-8715

Mortgage

Document Number	0000109304
Date	Sep 5, 2023
Instrument	109304

Lender

Name	FIRST NATURALSTATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Drew County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Drew County
Unified School District	Drew Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+13,446.15%)	$38,640 (+13,224.14%) Land $1,160 Building $37,480
2023	$13.00	$290 Land $290	$193,200 Land $5,800 Building $187,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMA WATER ASSOCIATION serves 1,600 people · EPA ID AR0000182
Water Source	Purchased groundwater from MONTICELLO WATER DEPARTMENT
Last State Inspection	Sep 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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