4698 Hill Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 4698 Hill Trl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,376 sqft · built 1991
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Mar 2021)
Tax Bill	$3,437 (2026)
Deeds & Mortgages	Feb 2024 Transfer Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12492`

Property Details

APN / Parcel Number

Primary APN	`12492`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	1,617 sqft
Attic	Attic
Attic Area	736 sqft
Basement Area	809 sqft
Finished Basement	809 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,592 sqft (5.11 acres)
Garage Area	736 sqft
Porch	Slab
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4698 HILL TRL
City	GLOUCESTER
State	VA
Zip	23061-3069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	OLD PAMPA FOREST PARCEL 7
Legal Subdivision	PLAT: PB21 1027-1027C
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1001
Census Tract	100101

Owner

4698 Hill Trl is owned by two individuals who acquired it in January 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 HEATH PL, YORKTOWN, VA 23693-4131
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Transfer on Death Deed, Transfer
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Feb 16, 2023	Intrafamily Transfer, Transfer
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Deed Document Number	20212094
Last Transfer Date	Jan 31, 2024
Transfer Doc	0000000345
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 1, 2024
Property Address	4698 HILL TRL, GLOUCESTER, VA 23061-3069
Document Number	0240000345
Instrument Date	Jan 31, 2024
Instrument	240000345
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4698 HILL TRL, GLOUCESTER, VA 23061-3069
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001206
Date	Mar 30, 2023
Instrument	230001206

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 16, 2023
Property Address	4698 HILL TRL, GLOUCESTER, VA 23061-3069
Document Number	0230000563
Instrument Date	Jan 31, 2023
Instrument	230000563
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 HILL TRL, GLOUCESTER, VA 23061-3069

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 23, 2021
Property Address	4698 HILL TRL, GLOUCESTER, VA 23061-3069
Document Number	210002094
Instrument Date	Mar 16, 2021
Instrument	210002094
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 HILL TRL, GLOUCESTER, VA 23061-3069

Mortgage

Document Number	210002095
Date	Mar 23, 2021
Instrument	210002095

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4698 Hill Trl was $3,437, up 25.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,437.00 (+25.3%)	$589,610 (+31.96%) Land $81,250 Building $508,360	$589,610 (+31.96%) Land $81,250 Building $508,360
2025	$2,743.00 (+5.34%)	$446,820 (-) Land $81,250 Building $365,570	$446,820 (-) Land $81,250 Building $365,570
2024	$2,604.00	$446,820 (-) Land $81,250 Building $365,570	$446,820 (-) Land $81,250 Building $365,570
2023	$2,604.00 (+0.42%)	$446,820 (+24.89%) Land $81,250 Building $365,570	$446,820 (+24.89%) Land $81,250 Building $365,570
2022	$2,593.00	$357,760 Land $56,580 Building $301,180	$357,760 Land $56,580 Building $301,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4698 Hill Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4698 Hill Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hill Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures