4698 Co Rd 00, Waterloo, IN 46793 Property Records

DeKalb County property record for 4698 Co Rd 00, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,884 sqft · built 2002
Lot Size	14.2 acres (621,601 sqft)
Owner	Individual Name on File
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02-01-200-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-01-200-003.000-018`
Alternative APN	`100201200003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,884 sqft Living Area
1st Floor Area	2,884 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Asphalt
Lot Area	621,601 sqft (14.2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	100201200003
Street Address	4698 COUNTY ROAD 00
City	WATERLOO
State	IN
Zip	46793-9773
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HANTZ 1ST ADDITION LOT 1 ACRES 14.27
Legal Subdivision	HANTZ 1ST ADD
Legal Lot Number	1
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3003
Census Tract	20100

Owner

4698 Co Rd 00, a rural home, is owned and occupied by an individual.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4698 COUNTY ROAD 00, WATERLOO, IN 46793-9773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Recording Date	Sep 10, 2026
Property Address	4698 COUNTY ROAD 00, WATERLOO, IN 46793-9773
Document Number	0000004907
Instrument Date	Sep 4, 2026
Instrument	20264907
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4698 COUNTY ROAD 00, WATERLOO, IN 46793-9773

Mortgage

Document Number	0000004907,
Date	Sep 10, 2026
Instrument	20264907

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	4698 COUNTY ROAD 00, WATERLOO, IN 46793-9773
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900630
Date	Feb 11, 2019
Instrument	201900630

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4698 Co Rd 00 was $3,010, up 8.4% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+8.43%)	$511,800 (+4.98%) Land $110,000 Building $401,800	$511,800 (+4.98%) Land $110,000 Building $401,800
2024	$2,776.00 (+9.72%)	$487,500 (+4.3%) Land $105,700 Building $381,800	$487,500 (+4.3%) Land $105,700 Building $381,800
2023	$2,530.00 (-7.43%)	$467,400 (+18.27%) Land $98,900 Building $368,500	$467,400 (+18.27%) Land $98,900 Building $368,500
2022	$2,733.00	$395,200 Land $85,500 Building $309,700	$395,200 Land $85,500 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4698 Co Rd 00 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4698 Co Rd 00 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

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