4698 Bert Huffman Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 4698 Bert Huffman Dr, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,724 sqft · built 1997
Lot Size0.354 acres (15,435 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Aug 2021)
Tax Bill$1,564 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN08 51 1 64

Property Details

APN / Parcel Number

Primary APN08 51 1 64
Alternative APN
  • 172312

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,724 sqft Heated Area
Gross Area3,164 sqft
1st Floor Area1,100 sqft
Upper Floors Area624 sqft
Basement Area1,100 sqft
Finished Basement528 sqft
Unfinished Basement572 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,435 sqft (0.354 acres)
Lot Dimensions147 ft deep x 105 ft wide

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number172312
Street Address4698 BERT HUFFMAN DR
CityGRANITE FALLS
StateNC
Zip28630-8585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2029 PG 2045 YR 2021 ST 574.00
Legal SubdivisionBARNES MDW
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group2
Census Block2004
Census Tract31403

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 2, 2021Warranty Deed, Transfer
Aug 15, 2019Warranty Deed, Transfer · FHA Mortgage
FREEDOM MTG
May 15, 2019Warranty Deed, Mortgage · Conventional with PMI
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2021 · Amount on Record
Deed SaleAug 6, 2021 · Amount on Record
Prior SaleAug 15, 2019 · Amount on Record
Deed Document Number202110061035
Deed Book / Page2029 / 2045
Prior Transfer DateFeb 11, 2002
Prior Transfer Doc1379001946
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateAug 6, 2021
Property Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585
Document Number0020292045
Book / Page2029 / 2045
Map ReferenceMB 16 PG 237
Instrument DateAug 4, 2021
Instrument10061035
Transaction TypeTransfer
Record UpdatedOct 20, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$574.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4227 PAINT SHOP RD, 4227, LINCOLNTON, NC 28092-5816

Transferred To (Grantee/Buyer)

NameVerified Name
Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585

Mortgage

Document Number10061036
DateAug 6, 2021
Instrument10061036
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateAug 2, 2021
Property Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585
Document Number0020290844
Book / Page2029 / 844
Map ReferenceMB 16 PG 237
Instrument DateAug 2, 2021
Instrument10060835
Transaction TypeTransfer
Record UpdatedOct 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4053 GRACE CHAPEL RD, 4053, GRANITE FALLS, NC 28630-9543

Transferred To (Grantee/Buyer)

NameVerified Name
Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateAug 15, 2019
Property Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585
Document Number0010035741
Book / Page001969 / 000959
Instrument DateAug 8, 2019
Instrument10035741
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4698 BERT HUFFMAN DR GRANITE FALLS NC 286308585, GRANITE FALLS, NC 28630-8585

Mortgage

Document Number10035742
DateAug 15, 2019
Book Page001969/000962
Instrument10035742
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2049

May 2019: Warranty Deed, Mortgage

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMay 15, 2019
Property Address4698 BERT HUFFMAN DR, GRANITE FALLS, NC 28630-8585
Document Number0010032874
Book / Page001963 / 000264
Instrument DateMay 14, 2019
Instrument10032874
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$44.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4698 BERT HUFFMAN DR GRANITE FALLS NC 286308585, GRANITE FALLS, NC 28630-8585

Mortgage

Document Number10032864
DateMay 15, 2019
Book Page001963/000195
Instrument10032864
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 14, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,564.00 (-25.7%)$331,300 (-) Land $15,800 Building $315,500
2025$2,105.00 (+65.62%)$331,300 (+63.12%) Land $15,800 Building $315,500$331,300 (+63.12%) Land $15,800 Building $315,500
2023$203,100 (-) Land $15,800 Building $187,300$203,100 (-) Land $15,800 Building $187,300
2022$1,271.00$203,100 Land $15,800 Building $187,300$203,100 Land $15,800 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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