4698 Amhurst Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 4698 Amhurst Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,184 sqft · built 2025
Lot Size0.093 acres (4,052 sqft)
OwnerCompany Name on Record
Last Sale$70,000 (Mar 2016)
Tax Bill$1,156 (2025)
Deeds & MortgagesNov 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APNC56-000-589-3650-1

Property Details

APN / Parcel Number

Primary APNC56-000-589-3650-1
Alternative APNs
  • 00-2S-22-0068-000D-0150
  • 22S2000068000D0150

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,184 sqft Living Area
Gross Area3,583 sqft
1st Floor Area3,184 sqft
FlooringTile

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area4,052 sqft (0.093 acres)
Garage TypeAttached
Garage Area308 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4698 AMHURST CIR
CityDESTIN
StateFL
Zip32541-5764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALUSA BAY S/D LOT 15 BLK D
Legal SubdivisionCALUSA BAY S/D
Legal BlockD
Legal Lot Number15
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23308

Owner

Source: Okaloosa County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1312 TOUR DR, GULF BREEZE, FL 32563-3552
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2016 · Amount on Record
Deed SaleMar 9, 2016 · Amount on Record
Prior SaleJun 24, 2011 · Amount on Record
Deed Document Number20163053011
Deed Book / Page3238 / 3200
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4698 AMHURST CIR, DESTIN, FL 32541-5764
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 MARY ESTHER BLVD 404, 404, MARY ESTHER, FL 32569-1975

Mortgage

Document Number0003723745
DateNov 20, 2024
Instrument3723745
Lender
NameCENTENNIAL BANK
TypeBank
AddressPENSACOLA, FL 32502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,156.00 (+13.56%)$117,429 (+10.21%) Land $117,429$117,429 (+10.21%) Land $117,429
2023$1,018.00 (+17.69%)$106,549 (+26.5%) Land $106,549$106,549 (+26.5%) Land $106,549
2022$865.00$84,229 Land $84,229$84,229 Land $84,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2025)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Wildstar Networks.

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