46970 Edgewater Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46970 Edgewater Dr, Macomb, MI 48044 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,318 sqft Living Area
Lot Size11,674 sqft (0.268 acres)
Garage442 sqft
OccupancyOwner Occupied
Last Sale$335,000 (2018)
Tax Bill$5,815.00 (2025)

Owner

Source: Macomb County records · APN 20-08-33-127-022

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46970 EDGEWATER DR, MACOMB, MI 48044-3597
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED BANK
Sep 25, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED TRUST BANK
May 25, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PLANET HOME LENDING LLC
Jun 14, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
PLANET HM LNDG
Oct 03, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
ROSS MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2018 · Amount on Record
Deed SaleOct 03, 2018 · Amount on Record
Prior SaleAug 31, 2001 · Amount on Record
Deed Doc Number20188109859
Deed Book / Page25610 / 246
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateJun 12, 2026
Property Address46970 EDGEWATER DR, MACOMB, MI 48044-3597
Document Number0000056564
Book / Page30712 / 392
Instrument DateJun 08, 2026
Instrument202656564
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address46970 EDGEWATER DR, MACOMB, MI 48044-3597

Mortgage

Document Number0000056564,
DateJun 12, 2026
Book Page30712/392
Instrument202656564
Lender
NameUNITED BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46970 EDGEWATER DR, MACOMB, MI 48044-3597
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address46970 EDGEWATER DR, MACOMB, MI 48044-3597

Mortgage

Document Number2500085920
DateSep 25, 2025
Book Page30302/757
Instrument202500085920
Lender
NameUNITED TRUST BANK
TypeBank
AddressFLINT, MI 48501
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term325 Months
DueOct 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46970 EDGEWATER DR, MACOMB, MI 48044-3597
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address46970 EDGEWATER DR, MACOMB, MI 48044-3597

Mortgage

Document Number2102187410
DateMay 25, 2021
Book Page27741/807
Instrument202102187410
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term356 Months
DueJan 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46970 EDGEWATER DR, MACOMB, MI 48044-3597
Document Number0000069863
Instrument DateJun 14, 2019
Transaction TypeMortgage
Record UpdatedJul 09, 2019
Title CompanyAGENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46970 EDGEWATER DR MACOMB MI 480443597, MACOMB, MI 48044-3597

Mortgage

Document Number0000069863
DateJun 21, 2019
Book Page026031/000378
Instrument69863
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 03, 2018
Property Address46970 EDGEWATER DR, MACOMB, MI 48044-3597
Document Number0000009859
Book / Page025610 / 000246
Instrument DateSep 25, 2018
Instrument9859
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,881.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46970 EDGEWATER DR MACOMB MI 480443597, MACOMB, MI 48044-3597

Mortgage

Document Number9860
DateOct 03, 2018
Book Page025610/000248
Instrument9860
Lender
NameROSS MTG
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 02, 2048

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$227,000 (+15.82%)$454,000 (+15.82%)
2025$5,815.00 (+13.13%)
2023$196,000$392,000
2022$5,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-08-33-127-022
Alternative APN
  • 0833127022

Interior

Full Baths2 Baths
Partial Baths2 Partial Baths
Building Area2,318 sqft Living Area
1st Floor1,654 sqft 1st Floor
Basement Area1,654 sqft Basement
Unfinished Basement1,654 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleSplit Level Style
Roof ConstructionGable Roof Construction
Lot Area11,674 sqft (0.268 acres)
Depth X Width144 ft x 81 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area442 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address46970 EDGEWATER DR
CityMACOMB
StateMI
Zip48044-3597
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVERWOODS SUB LOT 15 LIBER: 111 PAGES: 8-12
Legal SubdivisionRIVERWOODS SUB
Legal Lot Number15
JurisdictionMACOMB MI
Minor Civil DivisionMACOMB
Census Blockgroup1
Census Block1000
Census Tract224201

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