4697 Timber Ridge Dr, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 4697 Timber Ridge Dr, Bruce, MI 48065

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 3,642 sqft · built 2005
Lot Size2.09 acres (91,040 sqft)
Owner2 Individual Names on Record
Last Sale$605,000 (Sep 2019)
Tax Bill$11,971 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-01-32-326-005

Property Details

APN / Parcel Number

Primary APN14-01-32-326-005
Alternative APN
  • 0132326005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,642 sqft Living Area
1st Floor Area3,635 sqft
Basement Area3,635 sqft
Unfinished Basement3,635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Lot Area91,040 sqft (2.09 acres)
Garage TypeAttached
Garage Area977 sqft
Parking Spaces4 Parking Spaces
Patio Area636 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4697 TIMBER RIDGE DR
CityBRUCE TWP
StateMI
Zip48065-4136
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionT5N R12E SEC 32 2000S THE PONDS OF TIMBER RIDGE UNIT 5 MCCP NO 685 MASTER DEED: L9875/P826-899; AMENDMENT #1: L9958/P432-437 MANATRON #: 001-280-005-00
Legal Range12E
Legal Township05N
Legal Section32
Legal SubdivisionTHE PONDS OF TIMBER RIDGE CONDOMINIUM
Legal Unit5
JurisdictionMACOMB MI
Township / Civil DivisionBRUCE
Census Block Group2
Census Block2010
Census Tract214500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4697 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 19, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Aug 1, 2017Loan Modification, Mortgage
ASTORIA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleJun 24, 2004 · Amount on Record
Deed Document Number20199105388
Deed Book / Page26205 / 828
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4697 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4136
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4136

Mortgage

Document Number0000124747
DateFeb 17, 2021
Book Page27429/885
Instrument2124747
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term347 Months
DueJan 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 19, 2019
Property Address4697 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4136
Document Number0000105388
Book / Page26205 / 828
Map ReferenceLB 9875 PG 826-899
Instrument DateSep 5, 2019
Instrument9105388
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,203.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4697 TIMBER RIDGE DR, 4697, BRUCE TWP, MI 48065-4136

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4136

Mortgage

Document Number0000105389
DateSep 19, 2019
Instrument9105389
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMACOMB MI
Property Address4697 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4136
Document Number0000111529
Book / Page024943 / 000849
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 TIMBER RIDGE DR BRUCE TWP MI 480654136, BRUCE TWP, MI 48065-4136

Mortgage

Document Number0000111529
DateSep 15, 2017
Book Page024943/000849
Instrument111529
Lender
NameASTORIA BK
TypeBank
AddressMINEOLA, NY 11501
Agreement
AmountAmount Recorded
Term216 Months
DueSep 14, 2035
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionBruce Township
Unified School DistrictRomeo Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,000 (+24.8%)$938,000 (+24.8%)
2025$11,971.00 (+15.17%)
2023$375,800$751,600
2022$10,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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