4697 Swaffer Rd, Millington, MI 48746 Property Records

Tuscola County property record for 4697 Swaffer Rd, Millington, MI 48746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 2000
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2025)
Tax Bill	$3,345 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-004-000-0400-03`

Property Details

APN / Parcel Number

Primary APN	`017-004-000-0400-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,756 sqft Building Perimeter
1st Floor Area	1,720 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	136,778 sqft (3.14 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4697 SWAFFER RD
City	MILLINGTON
State	MI
Zip	48746-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL-4-102B SEC 4 T10N R8E COM AT A PT THAT IS N 88 DEG 42' 53 E 440 FT FROM N 1/4 COR OF SEC, TH N 88 DEG 42' 53 E 185 FT,
Legal Range	08E
Legal Township	10N
Legal Section	04
Jurisdiction	TUSCOLA MI
Township / Civil Division	MILLINGTON
Census Block Group	4
Census Block	4002
Census Tract	1200

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jan 13, 2026	Intrafamily Transfer, Transfer
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Book / Page	1585 / 734
Last Transfer Date	Dec 16, 2025
Transfer Doc	001590/445
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117

Mortgage

Document Number	001479/106
Date	May 20, 2021
Book Page	1479/106

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUSCOLA MI
Recording Date	Jan 13, 2026
Property Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117
Document Number	001590/445
Book / Page	1590 / 445
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Nov 3, 2025
Property Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117
Document Number	001585/734
Book / Page	1585 / 734
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3662 SWAFFER RD, MILLINGTON, MI 48746-9054

Mortgage

Document Number	0001585789
Date	Nov 3, 2025
Instrument	1585/789

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Apr 17, 2018
Property Address	4697 SWAFFER RD, MILLINGTON, MI 48746-9117
Document Number	0013951270
Book / Page	001395 / 001270
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Amount	Amount Recorded
Tax	$2,068.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4697 SWAFFER RD MILLINGTON MI 487469117, MILLINGTON, MI 48746-9117

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Millington Township
Unified School District	Millington Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,500 (+20.28%)	$357,000 (+20.28%)
2025	$3,345.00 (+11.35%) Homeowner's exemption	$148,400 (+14.24%)	$296,800 (+14.24%)
2024	$3,004.00 (+13.1%)
2023		$129,900	$259,800
2020	$2,656.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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