Oakland County property record for 4697 Rivers Edge Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,498 sqft · built 1985 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Oct 2020) |
| Tax Bill | $9,803 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-18-204-009 |
| Primary APN | 88-20-18-204-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,498 sqft Living Area |
| 1st Floor Area | 2,004 sqft |
| Basement Area | 2,588 sqft |
| Finished Basement | 2,588 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 161 ft deep x 96 ft wide |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 347 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4697 RIVERS EDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 18 OAK RIVER SUB NO 2 LOT 131 7-6-84 FR 200-011 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 18 |
| Legal Subdivision | OAK RIVER SUB #2 |
| Legal Lot Number | 7,131 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 196600 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4697 RIVERS EDGE DR, TROY, MI 48098-4161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| Oct 12, 2020 | Warranty Deed, Transfer STG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2020 · Amount on Record |
| Deed Sale | Oct 12, 2020 · Amount on Record |
| Prior Sale | Jul 19, 2013 · Amount on Record |
| Deed Document Number | 20209628 |
| Deed Book / Page | 54980 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4697 RIVERS EDGE DR, TROY, MI 48098-4161 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4697 RIVERS EDGE DR, TROY, MI 48098-4161 |
| Document Number | 0000471254 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 58259/80 |
| Instrument | 471254 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 12, 2020 |
| Property Address | 4697 RIVERS EDGE DR, TROY, MI 48098-4161 |
| Document Number | 0000209628 |
| Book / Page | 54980 / 322 |
| Map Reference | LB 184 PG 1-3 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 209628 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STG |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4697 RIVERS EDGE DR, 4697, TROY, MI 48098-4161 |
| Name | Verified Name |
|---|---|
| Address | 101 CURRY AVE UNIT 422, 422, ROYAL OAK, MI 48067-4232 |
| Investor | Possibly a Property Investor |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,803.00 (-3.85%) | ||
| 2023 | $587,900 | ||
| 2022 | $10,196.00 | $293,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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