4697 Providence Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4697 Providence Rd, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,306 sqft · built 1990
Lot Size	0.251 acres (10,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2016)
Tax Bill	$12,280 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-107-036`

Property Details

APN / Parcel Number

Primary APN	`07-26-107-036`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	3,914 sqft
1st Floor Area	1,088 sqft
2nd Floor Area	1,218 sqft
Upper Floors Area	1,218 sqft
Basement Area	1,088 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,942 sqft (0.251 acres)
Lot Dimensions	80 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	4697 PROVIDENCE RD
City	GURNEE
State	IL
Zip	60031-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. OF PT PROVIDENCE VILLAGE SUB, PHASE II; LOT 133
Legal Subdivision	PROVIDENCE VILLAGE SUB
Legal Phase	2
Legal Lot Number	133
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1005
Census Tract	861509

Owner

Source: Lake County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4697 PROVIDENCE RD, GURNEE, IL 60031-3239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Document Number	20167342147
Prior Transfer Date	Oct 17, 2000
Prior Transfer Doc	0004608832
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jun 4, 2026
Property Address	4697 PROVIDENCE RD, GURNEE, IL 60031-3239
Document Number	0008173513
Instrument Date	May 13, 2026
Instrument	20268173513
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4697 PROVIDENCE RD, GURNEE, IL 60031-3239

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4697 PROVIDENCE RD, GURNEE, IL 60031-3239
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008156993
Date	Mar 13, 2026
Instrument	8156993

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

Interest

Rate	7.62%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4697 PROVIDENCE RD, GURNEE, IL 60031-3239
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007875842
Date	Feb 22, 2022
Instrument	7875842

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,280.00 (+5.95%) Homeowner's exemption	$142,603 (+9.22%) Land $26,909 Building $115,694	$427,852 (+9.22%) Land $80,735 Building $347,117
2024	$11,590.00 (+5.82%)	$130,564 (+10.94%) Land $24,638 Building $105,926	$391,731 (+10.94%) Land $73,921 Building $317,810
2023	$10,953.00 (+1.38%)	$117,688 (-6.99%) Land $22,208 Building $95,480	$353,100 (-6.99%) Land $66,631 Building $286,469
2022	$10,804.00	$126,538 Land $19,416 Building $107,122	$379,652 Land $58,254 Building $321,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: E-vergent.

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