4697 Pinehaven Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 4697 Pinehaven Dr, Saginaw, MI 48638

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,851 sqft · built 1975
Lot Size0.337 acres (14,680 sqft)
OwnerIndividual Name on File
Last Sale$359,900 (Nov 2021)
Tax Bill$5,194 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-12-4-21-2289-000

Property Details

APN / Parcel Number

Primary APN23-12-4-21-2289-000
Alternative APN
  • 124212289000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,851 sqft Living Area
1st Floor Area1,088 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeMansard
Roof MaterialWood Shingle
Lot Area14,680 sqft (0.337 acres)
Lot Dimensions150 ft deep x 98 ft wide
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area34 sqft
Deck AreaDeck Area
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4697 PINEHAVEN DR
CitySAGINAW
StateMI
Zip48638-4648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 40 & W 11 FT OF LOT 39 PINEHAVEN SEC 21 T12N R4E
Legal Range04E
Legal Township12N
Legal Section21
Legal SubdivisionPINE HAVEN SUB
Legal Lot Number39-40
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group4
Census Block4015
Census Tract10402

Owner

4697 Pinehaven Dr is owned and occupied by an individual who bought it in November 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address4697 PINEHAVEN DR, SAGINAW, MI 48638-4648
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST CU
Nov 3, 2021Warranty Deed, Transfer · Conventional Mortgage
WANIGAS CU
Mar 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Deed Document Number202135235
Prior Transfer DateFeb 26, 2019
Prior Transfer Doc0000004056
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address4697 PINEHAVEN DR, SAGINAW, MI 48638-4648
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 PINEHAVEN DR, SAGINAW, MI 48638-4648

Mortgage

Document Number0000020588
DateJun 7, 2021
Instrument2021020588
Lender
NameFAMILY FIRST CU
TypeCredit Union
AddressSAGINAW, MI 48602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 2, 2031

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 3, 2021
Property Address4697 PINEHAVEN DR, SAGINAW, MI 48638-4648
Document Number0000035235
Map ReferenceLB 8 PG 13&14
Instrument DateNov 3, 2021
Instrument2021035235
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4697 PINEHAVEN DR, 4697, SAGINAW, MI 48638-4648

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 PINEHAVEN DR, SAGINAW, MI 48638-4648

Mortgage

Document Number0000035236
DateNov 3, 2021
Instrument2021035236
Lender
NameWANIGAS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateMar 4, 2019
Property Address4697 PINEHAVEN DR, SAGINAW, MI 48638-4648
Document Number0000004056
Instrument DateFeb 26, 2019
Instrument4056
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4697 PINEHAVEN DR SAGINAW MI 486384648, SAGINAW, MI 48638-4648

Tax Assessment & Valuation

The 2025 property tax bill for 4697 Pinehaven Dr was $5,194 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,300$340,600
2025$5,194.00 Homeowner's exemption
2023$131,000$262,000
2022$4,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4697 Pinehaven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4697 Pinehaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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