4697 Pier Dr, Troy, MI 48098 Property Records

Oakland County property record for 4697 Pier Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,944 sqft · built 1987
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Nov 2011)
Tax Bill$9,409 (2025)
Deeds & MortgagesDec 2023 Transfer
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-18-276-017

Property Details

APN / Parcel Number

Primary APN88-20-18-276-017

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,944 sqft Living Area
1st Floor Area2,240 sqft
Basement Area2,240 sqft
Finished Basement2,240 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions163 ft deep x 100 ft wide
Garage Area681 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area107 sqft
Deck Area575 sqft
Patio Area575 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4697 PIER DR
CityTROY
StateMI
Zip48098-4180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 18 OAK RIVER SUB NO 3 LOT 208 12-16-85 FR 228-014
Legal Range11E
Legal Township2N
Legal Section18
Legal SubdivisionOAK RIVER SUB #3
Legal Lot Number12,208
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2010
Census Tract196600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4697 PIER DR, TROY, MI 48098-4180
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Intrafamily Transfer, Transfer
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2011 · Amount on Record
Deed SaleNov 7, 2011 · Amount on Record
Prior SaleDec 1, 2009 · Amount on Record
Deed Document Number2011202899
Deed Book / Page43543 / 632
Last Transfer DateNov 17, 2023
Transfer Doc0000131425
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateDec 5, 2023
Property Address4697 PIER DR, TROY, MI 48098-4180
Document Number0000131425
Book / Page59042 / 143
Map ReferenceLB 187 PG 4-7
Instrument DateNov 17, 2023
Instrument131425
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4697 PIER DR, TROY, MI 48098-4180

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 PIER DR, TROY, MI 48098-4180

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4697 PIER DR, TROY, MI 48098-4180
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 PIER DR, TROY, MI 48098-4180

Mortgage

Document Number0000275377
DateDec 28, 2020
Book Page55403/87
Instrument275377
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 9, 2017
Property Address4697 PIER DR, TROY, MI 48098-4180
Document Number0000148694
Book / Page050948 / 000166
Instrument DateJun 8, 2017
Instrument148694
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 PIER DR TROY MI 480984180, TROY, MI 48098-4180

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,409.00 (-3.85%)
2023$670,380
2022$9,786.00$335,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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