4697 Grady Rd, Middlesex, NY 14507 Property Records

Yates County and Potter Town property record for 4697 Grady Rd, Middlesex, NY 14507 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1974
Square Footage	1,360 sqft Living Area
Lot Size	1,184,832 sqft (27.2 acres)
Occupancy	Owner Occupied
Last Sale	$298,000 (2025)
Tax Bill	$5,675.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0439-000`
Alternative APNs	`328903400300010090010000` `573289 34.03-1-9.1`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,360 sqft Living Area
1st Floor	1,360 sqft 1st Floor
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	1,184,832 sqft (27.2 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	392 sqft Shed
Porch Area	876 sqft Porch
Canopy Area	351 sqft Canopy
Pole Structure	1,280 sqft Pole Structure

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	0439-000
Street Address	4697 GRADY RD
City	MIDDLESEX
State	NY
Zip	14507-9721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Subdivision	MAP OF SURVEY PREPARD FOR GEORGE F RALEY
Legal Block	1
Legal Lot Number	9.001
Jurisdiction	YATES NY
Minor Civil Division	POTTER
Census Blockgroup	2
Census Block	2074
Census Tract	150301

Owner

Source: Yates County and Potter Town records · APN 0439-000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	201 ELM ST, PENN YAN, NY 14527-1407
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2008	Deed of Trust, Mortgage SUMMIT FCU
Dec 03, 2010	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FCU
Jan 07, 2011	Deed of Trust, Mortgage · Line of Credit SUMMIT FCU
Jul 15, 2013	Deed of Trust, Mortgage SUMMIT FCU
Sep 02, 2025	Warranty Deed, Transfer JOHN C CRONNN AND DIANE B CRONIN RE
May 08, 2008	Deed, Transfer · Stand Alone First Mortgage GEORGE F RALEY ETAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2025 · Amount on Record
Deed Sale	Sep 02, 2025 · Amount on Record
Prior Sale	May 08, 2008 · Amount on Record
Record Refreshed	Jun 08, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0VI740/148
Date	Sep 18, 2008
Book Page	VI 740/148
Instrument	2008-00003284

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2018

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0VI833/280
Date	Dec 03, 2010
Book Page	VI 833/280
Instrument	2010-00003259

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2025

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0VI837/275
Date	Jan 07, 2011
Book Page	VI 837/275
Instrument	2011-00000052

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT937/190
Date	Jul 15, 2013
Book Page	MT 937/190
Instrument	2013-00002110

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2028

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Sep 02, 2025
Property Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721
Document Number	0202518189
Map Reference	MAP M01-258
Instrument Date	Aug 28, 2025
Instrument	2025-18189
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ELM ST, PENN YAN, NY 14527-1407

Mortgage

Document Number	0202518190
Date	Sep 02, 2025
Instrument	2025-18190

Lender

Name	JOHN C CRONNN AND DIANE B CRONIN RE
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Interest

Rate	7.5%

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	YATES NY
Recording Date	May 08, 2008
Property Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721
Document Number	0000000581/0000000287
Book / Page	0000000581 / 0000000287
Instrument Date	May 08, 2008
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MITCHELL A CHAIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4697 GRADY RD, MIDDLESEX, NY 14507-9721

Mortgage

Document Number	0VI724/227
Date	May 08, 2008
Book Page	VI 724/227
Instrument	2008-00001611

Lender

Name	GEORGE F RALEY ETAL
Type	Private Party
Address	4697 GRADY RD, MIDDLESEX, NY 14507

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 07, 2028

Interest

Rate	6%

Tax Assessment & Valuation

Source: Yates County and Potter Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Potter Town
Unified School District	Gorham-Middlesex Central School District (Marcus Whitman) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (+4.09%)	$239,000 (-) Land $51,300 Building $187,700	$281,200 (+14.12%) Land $60,358 Building $220,842
2024	$5,452.00 (+31.37%) Homeowner's exemption	$239,000 (-) Land $51,300 Building $187,700	$246,400 (+3.1%) Land $52,888 Building $193,512
2023		$239,000 Land $51,300 Building $187,700	$239,000 Land $51,300 Building $187,700
2020	$4,150.00

Flood & Wildfire

4697 Grady Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Yates County (36123C), updated June 17, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 11th in New York
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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