Clermont County property record for 4697 Galaxy Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,089 sqft · built 1963 |
| Lot Size | 0.662 acres (28,837 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jan 2007) |
| Tax Bill | $2,526 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-31D-023 |
| Primary APN | 41-42-31D-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 28,837 sqft (0.662 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 210 sqft |
|---|---|
| Patio Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Utility Building | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4697 GALAXY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNELL HGTS BLK 3 PT 2; LOT 23 |
| Legal Subdivision | FERNELL HGTS |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4697 GALAXY LN, CINCINNATI, OH 45244-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| May 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2007 · Amount on Record |
| Deed Sale | Jan 8, 2007 · Amount on Record |
| Prior Sale | Apr 12, 2005 · Amount on Record |
| Deed Document Number | 2007567 |
| Deed Book / Page | 2033 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4697 GALAXY LN, CINCINNATI, OH 45244-1409 |
| Document Number | 0000019452 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4697 GALAXY LN CINCINNATI OH 452441409, CINCINNATI, OH 45244-1409 |
| Document Number | 0000019452 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 002817/000459 |
| Instrument | 19452 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4697 GALAXY LN, CINCINNATI, OH 45244-1409 |
| Document Number | 0000012777 |
| Book / Page | 002709 / 002157 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4697 GALAXY LN CINCINNATI OH 452441409, CINCINNATI, OH 45244-1409 |
| Document Number | 0000012777 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 002709/002157 |
| Instrument | 12777 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2047 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,526.00 (-57.91%) | $60,340 (-) Land $15,820 Building $44,520 | |
| 2024 | $172,400 (-) Land $45,200 Building $127,200 | ||
| 2023 | $6,001.00 (+203.08%) Homeowner's exemption | $60,340 (+41.18%) Land $15,820 Building $44,520 | $172,400 (+41.2%) Land $45,200 Building $127,200 |
| 2022 | $1,980.00 Homeowner's exemption | $42,740 Land $11,200 Building $31,540 | |
| 2020 | $122,100 Land $32,000 Building $90,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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