San Joaquin County property record for 4697 Encanto Ln, Tracy, CA 95377 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,304 sqft Living Area |
| Lot Size | 6,489 sqft (0.148 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $539,000 (2018) |
| Tax Bill | $7,682.00 (2025) |
| Primary APN | 244-320-220-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,304 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 6,489 sqft (0.148 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 525 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 4697 ENCANTO LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8358 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-FM TO OF 244-020-41/EDGEWOOD, UNIT NO. 21 |
| Legal Subdivision | EDGEWOOD UNIT #21 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | TRACY |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 5218 |
Source: San Joaquin County records · APN 244-320-220-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4697 ENCANTO LN, TRACY, CA 95377-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC |
| Dec 18, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) OMEGA MTG GRP |
| Oct 24, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) IMC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on Record |
| Deed Sale | Oct 24, 2018 · Amount on Record |
| Prior Sale | Oct 24, 2018 · Amount on Record |
| Deed Doc Number | 0000117553 |
| Last Transfer Date | Dec 18, 2019 |
| Transfer Doc | 0000148659 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4697 ENCANTO LN, TRACY, CA 95377-8358 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | CHICAGO TITLE-FRESNO, CHICAGO TITLE FRESNO |
| Name | Verified Name |
|---|---|
| Address | 4697 ENCANTO LN, TRACY, CA 95377-8358 |
| Document Number | 0000092478 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-092478 |
| Name | CALIFORNIA LOAN ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKLIN, CA 95765 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 18, 2019 |
| Property Address | 4697 ENCANTO LN, TRACY, CA 95377-8358 |
| Document Number | 0000148659 |
| Instrument Date | Dec 03, 2019 |
| Instrument | 148659 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4697 ENCANTO LN TRACY CA 953778358, TRACY, CA 95377-8358 |
| Document Number | 148660 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 148660 |
| Name | OMEGA MTG GRP |
|---|---|
| Address | REDDING, CA 96002 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 24, 2018 |
| Property Address | 4697 ENCANTO LN, TRACY, CA 95377-8358 |
| Document Number | 0000117553 |
| Map Reference | MB 36 PG 72 |
| Instrument Date | Aug 25, 2018 |
| Instrument | 2018-117553 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4697 ENCANTO LN, TRACY, CA 95377-8358 |
| Document Number | 0000117556 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2018-117556 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Nov 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 11.8% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,682.00 (+5.06%) | $601,260 (+4.04%) Land $133,860 Building $467,400 |
| 2023 | $7,312.00 (-1.57%) | $577,914 Land $128,663 Building $449,251 |
| 2022 | $7,429.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures