Frederick County property record for 4697 Choate Ter, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,940 sqft · built 2021 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $586,160 (Jul 2021) |
| Tax Bill | $7,611 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-594230 |
| Primary APN | 14-594230 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,940 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 1,700 sqft |
| Basement Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 594230 |
|---|---|
| Street Address | 4697 CHOATE TER |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 PLAT 2 SECTIO 6,050 SQ FT WOODBOURNE MANOR |
| Legal Subdivision | SUBDIVISION KNOWN AS FINAL PLAT |
| Legal Lot Number | 26 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 752501 |
4697 Choate Ter is owned and occupied by two individuals who bought it in July 2021.
Source: Frederick County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4697 CHOATE TER, JEFFERSON, MD 21755-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 26, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Mar 30, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on File |
| Deed Sale | Jul 26, 2021 · Amount on File |
| Prior Sale | Mar 30, 2021 · Amount on File |
| Deed Book / Page | 15127 / 220 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4697 CHOATE TER, JEFFERSON, MD 21755-8603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4697 CHOATE TER, JEFFERSON, MD 21755-8603 |
| Document Number | 0157290087 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 15729/87 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 26, 2021 |
| Property Address | 4697 CHOATE TER, JEFFERSON, MD 21755-8603 |
| Document Number | 0151270220 |
| Book / Page | 15127 / 220 |
| Map Reference | MB 98 PL 32 |
| Instrument Date | Jul 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,930.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4697 CHOATE TER, JEFFERSON, MD 21755-8603 |
| Document Number | 0015127224 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 15127/224 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 30, 2021 |
| Property Address | 4697 CHOATE TER, JEFFERSON, MD 21755-8603 |
| Document Number | 0147100259 |
| Book / Page | 14710 / 259 |
| Map Reference | MB 98 PG 32 |
| Instrument Date | Mar 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $819.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4697 Choate Ter was $7,611 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,611.00 Homeowner's exemption | $640,867 | $754,800 Land $151,000 Building $603,800 |
| 2023 | $6,672.00 Homeowner's exemption | $561,800 | $583,900 Land $110,400 Building $473,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4697 Choate Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4697 Choate Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures