4697 Chippewa Way, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4697 Chippewa Way, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,360 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$340,000 (May 2020)
Tax Bill	$6,529 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T031100033`

Property Details

APN / Parcel Number

Primary APN	`T031100033`
Alternative APN	`3-0036-8972-00-0024.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	5,967 sqft
1st Floor Area	1,947 sqft
Basement Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031100033
Street Address	4697 CHIPPEWA WAY
City	SAINT CHARLES
State	MO
Zip	63304-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECROFT #1 LOT 24
Legal Subdivision	STONECROFT #1
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4009
Census Tract	311122

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4697 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7738
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage F&B ACQUISITION
May 11, 2020	Quit Claim Deed, Transfer F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	2020300090
Deed Book / Page	7291 / 1016
Prior Transfer Date	Dec 22, 2014
Prior Transfer Doc	0062881600
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4697 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7738
Document Number	0000007011
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4697 CHIPPEWA WAY ST CHARLES MO 633047738, ST CHARLES, MO 63304-7738

Mortgage

Document Number	0000007011
Date	Jan 25, 2021
Instrument	7011

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 11, 2020
Property Address	4697 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7738
Document Number	0072911016
Book / Page	007291 / 001016
Instrument Date	Apr 22, 2020
Instrument	300090
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4697 CHIPPEWA WAY ST CHARLES MO 633047738, ST CHARLES, MO 63304-7738

Mortgage

Document Number	72911018
Date	May 11, 2020
Book Page	007291/001018
Instrument	300100

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,354 (-)	$580,811 (-) Building $580,811
2025	$6,529.00 (+9.75%)	$110,354 (+10.49%)	$580,811 (+10.49%) Building $580,811
2024	$5,949.00
2023		$99,875
2022			$525,658 Land $70,000 Building $455,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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