Dane County property record for 4697 Carter St, Oregon, WI 53575
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,506 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0510-182-5302-5 |
| Primary APN | 0510-182-5302-5 |
|---|
| Lot Area | 20,996 sqft (0.482 acres) |
|---|
| Street Address | 4697 CARTER ST |
|---|---|
| City | OREGON |
| State | WI |
| Zip | 53575-2865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-08 |
| Legal Description | FOUR SEASONS LOT 22 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 18 |
| Legal Subdivision | FOUR SEASONS |
| Legal Block | 53 |
| Legal Lot Number | 22 |
| Jurisdiction | DANE WI |
| Township / Civil Division | RUTLAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 12501 |
Source: Dane County records · APN 0510-182-5302-5
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4697 CARTER ST, OREGON, WI 53575-2865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Mar 01, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 08, 2026 |
| Property Address | 4697 CARTER ST, OREGON, WI 53575-2865 |
| Document Number | 0006104443 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 20266104443 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GUARANTEE TITLE, GUARANTEED RATE |
| Name | Verified Name |
|---|---|
| Address | 4697 CARTER ST, OREGON, WI 53575-2865 |
| Document Number | 0006104443, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 20266104443 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 29, 2041 |
| Rate | 5.72% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4697 CARTER ST, OREGON, WI 53575-2865 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005949157 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 5949157 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4697 CARTER ST, OREGON, WI 53575-2865 |
| Document Number | 0005443378 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4697 CARTER ST OREGON WI 535752865, OREGON, WI 53575-2865 |
| Document Number | 0005443378 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 5443378 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| County Subdivision | Rutland Town |
| Unified School District | Oregon School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,506.00 (+13.64%) Homeowner's exemption | $311,200 (-) Land $131,300 Building $179,900 | $361,400 (+12.45%) |
| 2023 | $311,200 Land $131,300 Building $179,900 | $321,400 | |
| 2022 | $3,965.00 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| ResTech Services Fixed Wireless | 100 / 25 |
May also be available: Hoyos Consulting, Verizon.
Based on FCC filings for 107 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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