4697 Campbell Rd, Troy, VA 22974 Property Records

Louisa County property record for 4697 Campbell Rd, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,341 sqft · built 2005
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jun 2021)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51 12 6`

Property Details

APN / Parcel Number

Primary APN	`51 12 6`
Alternative APNs	`21174` `19997`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,341 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Finished Basement	1,014 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	152,460 sqft (3.5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19997
Street Address	4697 CAMPBELL RD
City	TROY
State	VA
Zip	22974-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PETERSON/HICKS PLAT: 516/296 DB 1765/264 3.500 AC
Legal Subdivision	FAIRWOOD FARMS
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	2
Census Block	2028
Census Tract	950301

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4697 CAMPBELL RD, TROY, VA 22974-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	20216454
Deed Book / Page	1765 / 264
Prior Transfer Date	Feb 28, 2009
Prior Transfer Doc	01167/0394
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 1, 2021
Property Address	4697 CAMPBELL RD, TROY, VA 22974-3227
Document Number	1765/264
Book / Page	1765 / 264
Map Reference	MB 516 PG 296
Instrument Date	May 7, 2021
Instrument	202100006454
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4697 CAMPBELL RD, TROY, VA 22974-3227

Mortgage

Document Number	1765267
Date	Jun 1, 2021
Instrument	1765/267

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,004 (+5.32%) Land $110,000 Building $527,004	$637,004 (+5.32%) Land $110,000 Building $527,004
2025	$4,354.00 (+11.27%)	$604,800 (+18.68%) Land $90,000 Building $514,800	$604,800 (+18.68%) Land $90,000 Building $514,800
2024	$3,913.00 (+97.53%)
2023		$509,600 Land $72,500 Building $437,100
2022	$1,981.00		$509,600 Land $72,500 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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