4697 Bridgewater Rd, Birmingham, AL 35243 Property Records

Jefferson County property record for 4697 Bridgewater Rd, Birmingham, AL 35243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,970 sqft · built 1991
Lot Size	0.484 acres (21,124 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Sep 2025)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-00-34-4-000-034.016`

Property Details

APN / Parcel Number

Primary APN	`28-00-34-4-000-034.016`
Alternative APNs	`28344000034016RR00` `376318`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,970 sqft Living Area
Gross Area	6,359 sqft
1st Floor Area	1,984 sqft
Upper Floors Area	1,972 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,124 sqft (0.484 acres)
Lot Dimensions	199 ft deep x 110 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	235 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	376318
Old Parcel Number	28344000034016RR00
Street Address	4697 BRIDGEWATER RD
City	BIRMINGHAM
State	AL
Zip	35243-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E2
Legal Description	LOT 16 BRIDGEWATER ESTATES 165/88
Legal Range	02W
Legal Township	18S
Legal Section	34
Legal Quarter	SE
Legal Subdivision	BRIDGEWATER ESTS 28-34-4
Legal Lot Number	16
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1047
Census Tract	12910

Owner

4697 Bridgewater Rd is owned and occupied by an individual who bought it in September 2025.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4697 BRIDGEWATER RD, BIRMINGHAM, AL 35243-2645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 6, 2020	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Jul 20, 2015 · Amount on File
Deed Document Number	2025086894
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 22, 2025
Property Address	4697 BRIDGEWATER RD, BIRMINGHAM, AL 35243-2645
Document Number	0000086894
Instrument Date	Sep 16, 2025
Instrument	2025086894
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4697 BRIDGEWATER RD, BIRMINGHAM, AL 35243-2645

Mortgage

Document Number	0000086895
Date	Sep 22, 2025
Instrument	2025086895

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4697 BRIDGEWATER RD, BIRMINGHAM, AL 35243-2645
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4697 BRIDGEWATER RD, BIRMINGHAM, AL 35243-2645

Mortgage

Document Number	0000043504
Date	May 6, 2020
Instrument	2020043504

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4697 Bridgewater Rd was $2,422 with a homeowner's exemption, down 0.2% from the year before.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 (-0.21%) Homeowner's exemption	$49,420 (-)	$494,100 (-) Land $147,000 Building $347,100
2024	$2,427.00	$49,420 (-)	$494,100 (-) Land $147,000 Building $347,100
2023		$49,420 Land $14,703 Building $34,717	$494,100 Land $147,000 Building $347,100
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4697 Bridgewater Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1979–2022)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jun 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4697 Bridgewater Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Bridgewater Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures