4697 100th St, Plato, MN 55370 Property Records

McLeod County property record for 4697 100th St, Plato, MN 55370

Property Summary

Property TypeSingle Family Home
Details1,860 sqft · built 1910
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$145,352 (Oct 2018)
Tax Bill$1,674 (2026)
Deeds & MortgagesNov 2021 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07.021.0700

Property Details

APN / Parcel Number

Primary APN07.021.0700

Interior

Stories2 Stories
Building Area1,860 sqft Total Area
1st Floor Area1,047 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)

Exterior Amenities

PorchSlab
Porch Area222 sqft
Shed1 Shed
Shed Area165 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address4697 100TH ST
CityPLATO
StateMN
Zip55370-5303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-21 TWP-115 RANGE-027 3.00 AC 3 AC OF NE 1/4 NW 1/4
Legal Range27E
Legal Township115
Legal Section21
JurisdictionMCLEOD MN
Township / Civil DivisionHELEN
Census Block Group4
Census Block4048
Census Tract950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4697 100TH ST, PLATO, MN 55370-5303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAMBRIA FINANCIAL GROUP LLC
Aug 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST MINNISOTA BANK
Oct 15, 2018Deed, Transfer · Conventional Mortgage
FIRST MINNISOTA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Deed Document Number2018437568
Prior Transfer DateOct 31, 2012
Prior Transfer Doc000A407436
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address4697 100TH ST, PLATO, MN 55370-5303
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000456299
DateNov 30, 2021
Instrument456299
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEOD MN
Property Address4697 100TH ST, PLATO, MN 55370-5303
Transaction TypeMortgage
Record UpdatedMar 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number441349
DateAug 1, 2019
Instrument441349
Lender
NameFIRST MINNISOTA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term108 Months
DueJul 15, 2028
Interest
Rate TypeFixed Rate

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionMCLEOD MN
Recording DateOct 15, 2018
Property Address4697 100TH ST, PLATO, MN 55370-5303
Document Number0000437568
Instrument DateOct 10, 2018
Instrument437568
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyCARVER COUNTY ABSTRACT & TIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$479.66
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4697 100TH ST, PLATO, MN 55370-5303

Mortgage

Document Number437569
DateOct 15, 2018
Instrument437569
Lender
NameFIRST MINNISOTA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMcLeod County
County SubdivisionHelen Township
Unified School DistrictGlencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,674.00 (+50.54%) Homeowner's exemption
2025$223,900 (+21.82%) Land $120,400 Building $103,500$223,900 (+21.82%) Land $120,400 Building $103,500
2022$183,800 Land $95,100 Building $88,700$183,800 Land $95,100 Building $88,700
2019$1,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Nuvera Communications
Fixed Wireless
60 / 10
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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