46965 Prospect Dr, Decatur, MI 49045 Property Records

Van Buren County property record for 46965 Prospect Dr, Decatur, MI 49045

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,352 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Dec 2021)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-10-045-016-50`

Property Details

APN / Parcel Number

Primary APN	`80-10-045-016-50`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile/Manufactured
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	359 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46965 PROSPECT DR
City	DECATUR
State	MI
Zip	49045-9011
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-4
Legal Description	357-B18 13-4-15 831-87 832-867 982-616 1064-613 1358-399 1401-937 1670-889 1730-990 *** LOT 18 FRITZS LAKE OF THE WOODS SUB.
Legal Subdivision	THE WOODS
Legal Lot Number	18
Jurisdiction	VAN BUREN MI
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4030
Census Tract	11500

Owner

46965 Prospect Dr, a mobile home, is owned and occupied by an individual who bought it in December 2021.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	46965 PROSPECT DR, DECATUR, MI 49045-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Book / Page	1730 / 990
Prior Transfer Date	Nov 20, 2003
Prior Transfer Doc	1401000937
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Dec 28, 2021
Property Address	46965 PROSPECT DR, DECATUR, MI 49045-9011
Document Number	001730/990
Book / Page	1730 / 990
Map Reference	LB 5 PG 42
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE RESOURCE AGENCY, DBA TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38314 COUNTY ROAD 352, 38314, DECATUR, MI 49045-8946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46965 PROSPECT DR, DECATUR, MI 49045-9011

Mortgage

Document Number	0001730913
Date	Dec 28, 2021
Instrument	1730/913

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jul 6, 2018
Property Address	46965 PROSPECT DR, DECATUR, MI 49045-9011
Document Number	01670/0889
Book / Page	1670 / 0889
Map Reference	LB5 PG42
Instrument Date	Jun 2, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38314 COUNTY ROAD 352, 38314, DECATUR, MI 49045-8946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46965 PROSPECT DR, DECATUR, MI 49045-9011

Mortgage

Document Number	0001670890
Date	Jul 6, 2018
Instrument	1670/890

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 46965 Prospect Dr was $2,880 with a homeowner's exemption, up 5.5% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Hamilton Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (+5.46%) Homeowner's exemption	$85,000	$170,000
2024	$2,731.00
2023		$78,100	$156,200
2020	$2,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46965 Prospect Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46965 Prospect Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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