4696 Streambed Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4696 Streambed Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,331 sqft · built 2020
Lot Size	0.182 acres (7,917 sqft)
Owner	2 Individual Names on File
Last Sale	$714,000 (Oct 2020)
Tax Bill	$14,311 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3680-020-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3680-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,331 sqft Living Area
1st Floor Area	1,664 sqft
2nd Floor Area	1,667 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,917 sqft (0.182 acres)
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4696 STREAMBED DR
City	FOLSOM
State	CA
Zip	95630-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	MANGINI RANCH VILLAGE 5, LOT 570, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	MANGINI RANCH VILLAGE 5
Legal Lot Number	570
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4012
Census Tract	8508

Owner

4696 Streambed Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4696 STREAMBED DR, FOLSOM, CA 95630-6928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 14, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Book / Page	20201014 / 2869
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4696 STREAMBED DR, FOLSOM, CA 95630-6928
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4696 STREAMBED DR, FOLSOM, CA 95630-6928

Mortgage

Document Number	0000001644
Date	May 26, 2021
Instrument	202105261644

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4696 STREAMBED DR, FOLSOM, CA 95630-6928
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4696 STREAMBED DR, FOLSOM, CA 95630-6928

Mortgage

Document Number	5260000001644
Date	May 26, 2021
Book Page	20210526/1644

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 14, 2020
Property Address	4696 STREAMBED DR, FOLSOM, CA 95630-6928
Document Number	2010142869
Instrument Date	Oct 8, 2020
Instrument	2010142869
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4696 STREAMBED DR FOLSOM CA 956306928, FOLSOM, CA 95630-6928

Mortgage

Document Number	2010142870
Date	Oct 14, 2020
Instrument	2010142870

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4696 Streambed Dr was $14,311 with a homeowner's exemption, up 1.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$832,689 (+2%) Land $242,896 Building $589,793
2025	$14,311.00 (+1.32%) Homeowner's exemption	$816,363 Land $238,134 Building $578,229
2024	$14,125.00 (+1.45%)
2023	$13,923.00 (-2.37%) Homeowner's exemption	$784,665 Land $228,888 Building $555,777
2022	$14,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4696 Streambed Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4696 Streambed Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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