Burke County property record for 4696 NC 18 S, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,030 sqft · built 1963 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Mar 2020) |
| Tax Bill | $1,195 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2721753109 |
| Primary APN | 2721753109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 127,195 sqft (2.92 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4696 NC 18 S |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 4696 NC 18 S MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 21201 |
4696 NC 18 S is owned and occupied by an individual who bought it in March 2020.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4696 NC 18 S, MORGANTON, NC 28655-6172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Apr 13, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on File |
| Deed Sale | Mar 2, 2020 · Amount on File |
| Prior Sale | Aug 7, 2013 · Amount on File |
| Deed Document Number | 202017037792 |
| Deed Book / Page | 2452 / 39 |
| Prior Transfer Date | May 30, 2012 |
| Prior Transfer Doc | 0020380715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 2, 2020 |
| Property Address | 4696 NC 18 S, MORGANTON, NC 28655-6172 |
| Document Number | 0024520039 |
| Book / Page | 2452 / 39 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2017037792 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2660 TUMBLEWEED DR, 2660, LENOIR, NC 28645-9310 |
| Name | Verified Name |
|---|---|
| Address | 4696 NC 18 S, MORGANTON, NC 28655-6172 |
| Document Number | 2017037793 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 2017037793 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 13, 2018 |
| Property Address | 4696 NC 18 S, MORGANTON, NC 28655-6172 |
| Document Number | 0023420648 |
| Book / Page | 002342 / 000648 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 14877 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2660 TUMBLEWEED DR LENOIR NC 286459310, LENOIR, NC 28645-9310 |
The 2026 property tax bill for 4696 NC 18 S was $1,195, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,195.00 (+0.42%) | $167,706 (-) Land $26,040 Building $141,666 | $167,706 (-) Land $26,040 Building $141,666 |
| 2025 | $1,190.00 | $167,706 Land $26,040 Building $141,666 | $167,706 Land $26,040 Building $141,666 |
| 2023 | $1,147.00 | $167,706 Land $26,040 Building $141,666 | $167,706 Land $26,040 Building $141,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4696 NC 18 S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4696 NC 18 S is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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