Cheboygan County property record for 4696 First St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1938 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Aug 2016) |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-A01-009-005-00 |
| Primary APN | 140-A01-009-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,180 sqft Building Perimeter |
| 1st Floor Area | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4696 FIRST ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF VILLAGE OF ALOAH, LOTS 5 & 6, BLK 9. **AND** N1/2 OF VAC ALLEY RUNNING WITH SD LOTS. (SEC 8, T36N,R1W) |
| Legal Range | 01W |
| Legal Township | 036 |
| Legal Section | 08 |
| Legal Subdivision | VILLAGE OF ALOHA |
| Legal Lot Number | 5-6 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION |
| Dec 6, 2019 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION |
| Dec 16, 2022 | Warranty Deed, Transfer |
| Dec 16, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2016 · Amount on Record |
| Deed Sale | Aug 2, 2016 · Amount on Record |
| Prior Sale | Dec 12, 1991 |
| Deed Book / Page | 1311 / 521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Document Number | 0000001485/0000000877 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 0000001485/0000000877 |
| Name | CALCITE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13033 BIRCH BARK CT N, JACKSONVILLE, FL 32246-7026 |
| Document Number | 0000001466/0000000538 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 0000001466/0000000538 |
| Name | CALCITE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001400/0000000718 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 0000001400/0000000718 |
| Name | CITIZENS NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13033 BIRCH BARK CT N, JACKSONVILLE, FL 32246-7026 |
| Document Number | 0000001466/0000000538 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 0000001466/0000000538 |
| Name | CALCITE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4696 1ST ST, CHEBOYGAN, MI 49721-9225 |
| Document Number | 0000001485/0000000877 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 0000001485/0000000877 |
| Name | CALCITE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Dec 16, 2022 |
| Property Address | 4696 1ST ST, CHEBOYGAN, MI 49721-9225 |
| Document Number | 001499/268 |
| Book / Page | 1499 / 268 |
| Instrument Date | Dec 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4696 1ST ST, CHEBOYGAN, MI 49721-9225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Dec 16, 2022 |
| Property Address | 4696 FIRST ST, CHEBOYGAN, MI 49721-9225 |
| Document Number | 001499/268 |
| Book / Page | 1499 / 268 |
| Instrument Date | Dec 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4696 1ST ST, CHEBOYGAN, MI 49721-9225 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,100 (+25.26%) | $216,200 (+25.26%) | |
| 2025 | $1,458.00 (-42.26%) Homeowner's exemption | $86,300 (+51.14%) | $172,600 (+51.14%) |
| 2024 | $2,525.00 (+67.44%) | ||
| 2023 | $57,100 | $114,200 | |
| 2022 | $1,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures