Sherburne County property record for 4696 65th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,298 sqft · built 1976 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Trust Name on File |
| Last Sale | $318,900 (Dec 2015) |
| Tax Bill | $4,236 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-407-0205 |
| Primary APN | 25-407-0205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 1,298 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Driveway | Driveway |
| Deck Area | 373 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17323 |
|---|---|
| Street Address | 4696 65TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 1, BLK 2 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 34 |
| Legal Subdivision | SHERWOOD SHORES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30302 |
4696 65th St SE is owner-occupied and held in a trust since December 2015.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4696 65TH ST SE, SAINT CLOUD, MN 56304-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on File |
| Deed Sale | Dec 9, 2015 · Amount on File |
| Deed Document Number | 2015813561 |
| Prior Transfer Date | Aug 5, 2014 |
| Prior Transfer Doc | 0000791231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 4696 65TH ST SE, SAINT CLOUD, MN 56304-9529 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 4696 65TH ST SE, SAINT CLOUD, MN 56304-9529 |
| Document Number | 0000941383 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 941383 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Apr 19, 2031 |
The 2025 property tax bill for 4696 65th St SE was $4,236 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,500 (+0.87%) Land $278,900 Building $232,600 | $511,500 (+0.87%) Land $278,900 Building $232,600 | |
| 2025 | $4,236.00 | $507,100 Land $278,800 Building $228,300 | $507,100 Land $278,800 Building $228,300 |
| 2023 | $3,958.00 | $491,500 Land $277,900 Building $213,600 | |
| 2021 | $491,500 Land $277,900 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4696 65th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4696 65th St SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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