4695 W 40th St, Clearlake, CA 95422 Property Records

Lake County property record for 4695 W 40th St, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$3,746 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-191-030-000`

Property Details

APN / Parcel Number

Primary APN	`040-191-030-000`
Alternative APN	`040-191-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	040-191-03
Street Address	4695 W 40TH ST
City	CLEARLAKE
State	CA
Zip	95422-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLUB HOUSE ADD/CLEAR LAKE HLND
Legal Block	3
Legal Lot Number	69,70
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	3
Census Block	3024
Census Tract	802

Owner

4695 W 40th St is owned by two individuals who bought it in July 2022.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 4111, SANTA ROSA, CA 95402-4111
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Jul 6, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 25, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	20229314
Prior Transfer Date	Jun 23, 2005
Prior Transfer Doc	0000018401
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	4695 W 40TH ST, CLEARLAKE, CA 95422-8506
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 LINK LN, SANTA ROSA, CA 95401-5015

Mortgage

Document Number	0000012705
Date	Nov 29, 2023
Instrument	2023012705

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jul 6, 2022
Property Address	4695 W 40TH ST, CLEARLAKE, CA 95422-8506
Document Number	0000009314
Map Reference	MB 45 PG 4
Instrument Date	Jul 5, 2022
Instrument	2022009314
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	309 PACIFIC HEIGHTS DR, SANTA ROSA, CA 95403-7513

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 25, 2019
Property Address	4695 W 40TH ST, CLEARLAKE, CA 95422-8506
Document Number	0000012044
Instrument Date	Sep 13, 2019
Instrument	12044
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$257.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3520 BRIDGEWAY LAKES DR WEST SACRAMENTO CA 956916284, WEST SACRAMENTO, CA 95691-6284

Tax Assessment & Valuation

The 2026 property tax bill for 4695 W 40th St was $3,746, down 12.3% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,746.00 (-12.33%)	$318,362 (+2%) Land $26,530 Building $291,832
2025	$4,273.00	$312,120 Land $26,010 Building $286,110
2023	$3,575.00 (+32.51%)	$300,000 Land $25,000 Building $275,000
2022	$2,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4695 W 40th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1982–2019)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Feb 2019 · Severe Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4695 W 40th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 50
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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