4695 Rutherford Rd, Powell, OH 43065 Property Records

Delaware County property record for 4695 Rutherford Rd, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,179 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Sep 2018)
Tax Bill	$6,815 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`319-321-02-003-000`

Property Details

APN / Parcel Number

Primary APN	`319-321-02-003-000`
Alternative APN	`250581.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,179 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	1,607 sqft
Upper Floors Area	572 sqft
Basement Area	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1992
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	180 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4695 RUTHERFORD RD
City	POWELL
State	OH
Zip	43065-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 576
Legal Subdivision	LAKEVIEW ESTATES 02
Legal Lot Number	576
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1025
Census Tract	11900

Owner

4695 Rutherford Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4695 RUTHERFORD RD, POWELL, OH 43065-8745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit BUCKEYE STATE BANK
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Mar 23, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Sep 5, 2018	Executor's Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Deed Document Number	201823950
Deed Book / Page	1593 / 130
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4695 RUTHERFORD RD, POWELL, OH 43065-8745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021389
Date	Jun 19, 2020
Book Page	1738/437
Instrument	202000021389

Lender

Name	BUCKEYE STATE BANK
Type	Bank
Address	POWELL, OH 43065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4695 RUTHERFORD RD, POWELL, OH 43065-8745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010877
Date	May 1, 2018
Book Page	1567/2689
Instrument	2018-00010877

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4695 RUTHERFORD RD, POWELL, OH 43065-8745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009274
Date	Mar 23, 2020
Book Page	1710/131
Instrument	202000009274

Lender

Name	PNC BANK NA
Type	Bank
Address	POWELL, OH 43065

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 5, 2018
Property Address	4695 RUTHERFORD RD, POWELL, OH 43065-8745
Document Number	0000023950
Book / Page	1593 / 130
Map Reference	PB 7 PG 375
Instrument Date	Aug 28, 2018
Instrument	2018-00023950
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,041.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	0000023951
Date	Sep 5, 2018
Book Page	1593/133
Instrument	2018-00023951

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4695 Rutherford Rd was $6,815, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,815.00 (+5.36%)	$123,450 (-) Land $41,300 Building $82,150	$352,700 Land $118,000 Building $234,700
2024	$6,468.00 (-0.39%) Homeowner's exemption	$123,450 (-) Land $41,300 Building $82,150
2023	$6,493.00 Homeowner's exemption	$123,450 Land $41,300 Building $82,150	$352,700 Land $118,000 Building $234,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4695 Rutherford Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4695 Rutherford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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