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4695 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4695 Perception Cir, Milton, FL 32570 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,416 sqft Living Area
Lot Size10,934 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2026)
Tax Bill$1,944.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-2N-29-5715-00L00-0310
Alternative APN
  • N29226571500L000310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,416 sqft Living Area
Gross Area2,056 sqft Gross Area
1st Floor1,416 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area10,934 sqft (0.251 acres)
Depth X Width137 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4695 PERCEPTION CIR
CityMILTON
StateFL
Zip32570-8398
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPER CREEK PHASE TWO LOT 31 BLK L AS DES IN OR 4030 PG 1282
Legal Range29W
Legal Township2N
Legal Section26
Legal SubdivisionWHISPER CRK 1,2,3
Legal BlockL
Legal Lot Number31
JurisdictionSANTA ROSA FL
Minor Civil DivisionSKYLINE
Census Blockgroup1
Census Block1019
Census Tract10504

Owner

Source: Santa Rosa County records · APN 26-2N-29-5715-00L00-0310

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Special Warranty Deed, Transfer · Conventional Mortgage
RELIABLE LAND TITLE
May 04, 2026Certificate of Transfer, Transfer
Aug 30, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Nov 16, 2020Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
SHELTER MORTGAGE COMPANY LLC
Aug 24, 2017Loan Modification, Mortgage
FIFTH THIRD BK
Aug 24, 2017Grant Deed, Transfer
HB TITLE/FLORIDA INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleMay 04, 2026 · Amount on Record
Deed Doc Number202627501
Deed Book / Page4750 / 1396
Record RefreshedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 01, 2026
Property Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
Document Number0000027501
Book / Page4750 / 1396
Instrument DateMay 28, 2026
Instrument202627501
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyRELIABLE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180,285.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4695 PERCEPTION CIR, MILTON, FL 32570-8398

Mortgage

Document Number0000027502,
DateJun 01, 2026
Instrument202627502
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionSANTA ROSA FL
Recording DateMay 04, 2026
Property Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
Document Number0000022410
Book / Page4740 / 507
Instrument DateMay 04, 2026
Instrument2026.22410
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
Tax$131,572.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4695 PERCEPTION CIR, MILTON, FL 32570-8398

Mortgage

Document Number0044290958
DateAug 30, 2023
Book Page4429/958
Instrument202339492
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term328 Months
DueDec 01, 2050

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 16, 2020
Property Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
Document Number0040301282
Book / Page4030 / 1282
Map ReferenceMB 11 PG 26&27
Instrument DateNov 06, 2020
Instrument202061445
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,504.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address4695 PERCEPTION CIR, MILTON, FL 32570-8398

Mortgage

Document Number0040301285
DateNov 16, 2020
Instrument4030/1285
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2017
Property Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
Document Number0036550700
Book / Page003655 / 000700
Instrument DateAug 24, 2017
Instrument35154
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyHB TITLE/FLORIDA INC

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number36550700
DateAug 24, 2017
Book Page003655/000700
Instrument35154
Lender
NameFIFTH THIRD BK
TypeBank
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount Recorded

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2017
Property Address4695 PERCEPTION CIR, MILTON, FL 32570-8398
Document Number0036550698
Book / Page003655 / 000698
Instrument DateAug 24, 2017
Instrument35153
Transaction TypeTransfer
Record UpdatedSep 08, 2017
Title CompanyHB TITLE/FLORIDA INC

Transaction

AmountAmount Recorded
Tax$4,637.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3942 W EAU GALLIE BLVD MELBOURNE FL 329347201, MELBOURNE, FL 32934-7201

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,944.00 (+4.97%) Homeowner's exemption$196,897 (+2.9%)$235,621 (+4.43%) Land $50,000 Building $185,621
2024$1,852.00 (+1.98%) Homeowner's exemption$191,348 (+3%)$225,633 (-0.73%) Land $38,000 Building $187,633
2023$1,816.00 (+2.54%) Homeowner's exemption$185,775 (+3%)$227,295 (+8.22%) Land $38,000 Building $189,295
2022$1,771.00 Homeowner's exemption$180,364$210,025 Land $35,000 Building $175,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 379 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Perception Cir

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