4695 Emerald Valley Loop, Fowlerville, MI 48836 Property Records

Livingston County property record for 4695 Emerald Valley Loop, Fowlerville, MI 48836

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,662 sqft · built 2004
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Mar 2026)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-201-031`

Property Details

APN / Parcel Number

Primary APN	`05-11-201-031`
Alternative APN	`470511201031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,662 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Type	Gable
Lot Area	29,621 sqft (0.68 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4695 EMERALD VALLEY LOOP
City	FOWLERVILLE
State	MI
Zip	48836-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	05-11-201-031 SEC 11 T3N R3E EMERALD ESTATES UNIT 31 SPLIT 9-03 FROM 11-200-009
Legal Range	03E
Legal Township	03N
Legal Section	11
Legal Subdivision	EMERALD ESTATES
Legal Tract	722100
Legal Unit	31
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HANDY
Census Block Group	2
Census Block	2006
Census Tract	722100

Owner

4695 Emerald Valley Loop is owned and occupied by two individuals who bought it in March 2026.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	759 ARUNDELL DR, HOWELL, MI 48843-7212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit ASTERA CU
Feb 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 15, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 28, 2018	Deed of Trust, Mortgage · FHA Mortgage HURON VALLEY FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	20265723
Prior Transfer Date	Aug 23, 2013
Prior Transfer Doc	0000034415
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000002049
Date	Jan 18, 2022
Instrument	2022R-002049

Lender

Name	ASTERA CU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000002023
Date	Feb 6, 2023
Instrument	2023R-002023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000021984
Date	Dec 1, 2023
Instrument	2023R-021984

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 EMERALD VALLEY LOOP 31, 31, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000018592
Date	Oct 15, 2024
Instrument	2024R-018592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 24, 2026
Property Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Document Number	0000005723
Instrument Date	Mar 13, 2026
Instrument	2026R-005723
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675

Mortgage

Document Number	0000005724
Date	Mar 24, 2026
Instrument	2026R-005724

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4695 EMERALD VALLEY LOOP, FOWLERVILLE, MI 48836-9675
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033958
Date	Dec 28, 2018
Instrument	2018R-033958

Lender

Name	HURON VALLEY FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4695 Emerald Valley Loop was $3,983 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Handy Township
Unified School District	Fowlerville Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,882 (-5.14%)	$469,764 (-5.14%)
2025	$3,983.00 Homeowner's exemption	$247,602	$495,204
2023		$208,703
2021	$3,368.00		$417,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4695 Emerald Valley Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4695 Emerald Valley Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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