4695 Clover Rd, Canton, MI 48188 Property Records

Wayne County property record for 4695 Clover Rd, Canton, MI 48188

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,494 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Nov 2021)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71 130 02 0245 000`

Property Details

APN / Parcel Number

Primary APN	`71 130 02 0245 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,494 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4695 CLOVER RD
City	CANTON
State	MI
Zip	48188-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	33E245 LOT 245 MEADOW VILLAGES OF CANTON SUB NO. 2 T2S R8E L113 P41 TO 51
Legal Subdivision	MEADOW VILLAGES OF CANTON NO 2
Legal Lot Number	245
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2003
Census Tract	564503

Owner

4695 Clover Rd is owned and occupied by two individuals who acquired it in December 2023.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4695 CLOVER RD, CANTON, MI 48188-2389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Intrafamily Transfer, Transfer
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL
Dec 27, 2019	Quit Claim Deed, Transfer PENNYMAC
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	2021415543
Deed Book / Page	57221 / 1102
Last Transfer Date	Dec 4, 2023
Transfer Doc	0585890215
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Dec 7, 2023
Property Address	4695 CLOVER RD, CANTON, MI 48188-2389
Document Number	0585890215
Book / Page	58589 / 215
Map Reference	LB 113 PG 41
Instrument Date	Dec 4, 2023
Instrument	2023299046
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4695 CLOVER RD, CANTON, MI 48188-2389

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 24, 2021
Property Address	4695 CLOVER RD, CANTON, MI 48188-2389
Document Number	0572211102
Book / Page	57221 / 1102
Map Reference	LB 113 PG 41
Instrument Date	Nov 5, 2021
Instrument	2021415543
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	DC TITLE AGENCY, DFCU TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47450 RAMINDER CT, 47450, CANTON, MI 48187-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 CLOVER RD, CANTON, MI 48188-2389

Mortgage

Document Number	0572211103
Date	Nov 24, 2021
Instrument	57221/1103

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 27, 2019
Property Address	4695 CLOVER RD, CANTON, MI 48188-2389
Document Number	0554920712
Book / Page	055492 / 000712
Instrument Date	Oct 18, 2019
Instrument	305
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47450 RAMINDER CT CANTON MI 481871323, CANTON, MI 48187-1323

Mortgage

Document Number	554920714
Date	Dec 27, 2019
Book Page	055492/000714
Instrument	306

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 27, 2018
Property Address	4695 CLOVER RD, CANTON, MI 48188-2389
Document Number	0546400878
Book / Page	054640 / 000878
Instrument Date	Sep 20, 2018
Instrument	282273
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47450 RAMINDER CT CANTON MI 481871323, CANTON, MI 48187-1323

Mortgage

Document Number	546400880
Date	Sep 27, 2018
Book Page	054640/000880
Instrument	282274

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,600 (+2.39%)	$385,200 (+2.39%)
2025	$7,287.00 (+9.64%) Homeowner's exemption	$188,100 (+13.59%)	$376,200 (+13.59%)
2023	$6,646.00 (-21.54%) Homeowner's exemption	$165,600	$331,200
2019	$8,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4695 Clover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4695 Clover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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