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4695 Calvert St, Prince Frederick, MD 20678 Property Records

Calvert County property record for 4695 Calvert St, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,550 sqft · built 1950
Lot Size0.386 acres (16,803 sqft)
Owner2 Individual Names on Record
Last Sale$277,500 (Nov 2025)
Tax Bill$2,739 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Feb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN02-027607

Property Details

APN / Parcel Number

Primary APN02-027607
Alternative APNs
  • 2027607
  • 027607

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,550 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,803 sqft (0.386 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area544 sqft
PorchSlab
Porch Area96 sqft
Deck Area486 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number027607
Street Address4695 CALVERT ST
CityPRINCE FREDERICK
StateMD
Zip20678-4801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 1R BLK F DARES BEACH
Legal SubdivisionDARES BEACH
Legal BlockF
Legal Lot Number1R
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1033
Census Tract860502

Owner

Source: Calvert County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4695 CALVERT ST, PRINCE FREDERICK, MD 20678-4801
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed, Transfer · FHA Mortgage
FIDELITY DIRECT MORTGAGE LLC
Feb 21, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Deed Book / Page6821 / 58
Prior Transfer DateAug 19, 2025
Prior Transfer Doc6778000162
Record UpdatedSep 20, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateNov 25, 2025
Property Address4695 CALVERT ST, PRINCE FREDERICK, MD 20678
Document Number0068210058
Book / Page6821 / 58
Map ReferenceMB AAH 1 FO 74
Instrument DateNov 14, 2025
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyVELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4695 CALVERT ST, PRINCE FREDERICK, MD 20678

Mortgage

Document Number0000682164
DateNov 25, 2025
Instrument6821/64
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateFeb 21, 2023
Property Address4695 CALVERT ST, PRINCE FREDERICK, MD 20678
Document Number0064020299
Book / Page6402 / 299
Map ReferenceLB AAH 1 FO 74
Instrument DateFeb 9, 2023
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2020 JESSICA LN, PRINCE FREDERICK, MD 20678-4500

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,967 (+10.52%)$282,200 (+2.51%) Land $117,400 Building $164,800
2025$2,739.00 (+23.16%)$238,833 (+11.57%)$275,300 (+24.8%) Land $110,500 Building $164,800
2023$2,224.00$214,067$220,600 Land $110,500 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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