4695 Boyd Moore Ave, Morganton, NC 28655 Property Records

Burke County property record for 4695 Boyd Moore Ave, Morganton, NC 28655

Property Summary

Property Type	Other Improved
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1764351811`

Property Details

APN / Parcel Number

Primary APN	`1764351811`
Alternative APN	`41872`

Exterior

Lot Area	20,038 sqft (0.46 acres)
Deck Area	128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4695 BOYD MOORE AVE
City	MORGANTON
State	NC
Zip	28655
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RESIDENTIA
Legal Description	4695 BOYD MOORE AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2012
Census Tract	20203

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4665 BOYD MOORE AVE, MORGANTON, NC 28655-8226
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2020
Transfer Doc	0024600769
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Aug 4, 2026
Property Address	4695 BOYD MOORE AVE, MORGANTON, NC 28655
Document Number	0026007264
Book / Page	2888 / 493
Instrument Date	Jul 30, 2026
Instrument	202626007264
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026007264,
Date	Aug 4, 2026
Book Page	2888/493
Instrument	202626007264

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 29, 2026
Property Address	4695 BOYD MOORE AVE, MORGANTON, NC 28655
Document Number	0026003815
Book / Page	2869 / 451
Instrument Date	Apr 23, 2026
Instrument	202626003815
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4694 BOYD MOORE AVE, MORGANTON, NC 28655

Mortgage

Document Number	0026003815,
Date	Apr 29, 2026
Book Page	2869/451
Instrument	202626003815

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Apr 24, 2020
Property Address	4695 BOYD MOORE AVE, MORGANTON, NC 28655
Document Number	0024600769
Book / Page	002460 / 000769
Instrument Date	Mar 4, 2020
Instrument	39471
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4665 BOYD MOORE AVE MORGANTON NC 286558226, MORGANTON, NC 28655-8226

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Nov 6, 2019
Property Address	4695 BOYD MOORE AVE, MORGANTON, NC 28655
Document Number	0024330380
Book / Page	002433 / 000380
Instrument Date	Oct 30, 2019
Instrument	34002
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4665 BOYD MOORE AVE MORGANTON NC 286558226, MORGANTON, NC 28655-8226

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,584.00 (-0.75%)	$241,889 (-) Land $230,115 Building $11,774	$241,889 (-) Land $230,115 Building $11,774
2023	$1,596.00	$241,889 Land $230,115 Building $11,774	$241,889 Land $230,115 Building $11,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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