4694 Echo Bay Rd, Harshaw, WI 54529 Property Records

Oneida County property record for 4694 Echo Bay Rd, Harshaw, WI 54529

Property Summary

Property Type	Single Family Home
Lot Size	1.85 acres (80,696 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Jul 2012)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jul 2020 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CA 736 8`

Property Details

APN / Parcel Number

Primary APN	`CA 736 8`

Exterior

Lot Area	80,696 sqft (1.85 acres)

Location & Zoning

Street Address	4694 ECHO BAY RD
City	HARSHAW
State	WI
Zip	54529-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 807950/806711 PT G.L. 81.84CA/-SA PCL A SM B1885 SM A3146
Legal Range	07E
Legal Township	37N
Legal Section	16
Jurisdiction	ONEIDA WI
Township / Civil Division	CASSIAN
Census Block Group	2
Census Block	2015
Census Tract	971001

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4694 ECHO BAY RD, HARSHAW, WI 54529-7701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jul 20, 2020	Re-recorded Document
Jun 17, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Deed Document Number	2012717271
Last Transfer Date	Jul 16, 2020
Transfer Doc	0000807950
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	HARSHAW, WI 54529
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000804985
Date	May 1, 2020
Instrument	804985

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	RHINELANDER, WI 54501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ONEIDA WI
Recording Date	Jul 20, 2020
Property Address	HARSHAW, WI 54529
Document Number	0000807950
Instrument Date	Jul 16, 2020
Instrument	807950
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Jun 17, 2020
Property Address	HARSHAW, WI 54529
Document Number	0000806711
Instrument Date	Jun 12, 2020
Instrument	806711
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Cassian Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,339.00 (+11.44%)	$321,300 (-) Land $100,500 Building $220,800	$520,067 Land $162,673 Building $357,394
2023	$4,791.00 Homeowner's exemption	$321,300 Land $100,500 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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