4694 Determination Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 4694 Determination Ct, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 2020
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2024)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2N-29-5715-00L00-0240`

Property Details

APN / Parcel Number

Primary APN	`26-2N-29-5715-00L00-0240`
Alternative APN	`N29226571500L000240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,513 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,513 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4694 DETERMINATION CT
City	MILTON
State	FL
Zip	32570-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 24 BLK L WHISPER CREEK PHASE TWO AS DES IN OR 4491 PG 1282
Legal Range	29W
Legal Township	2N
Legal Section	26
Legal Subdivision	WHISPER CRK 1,2,3
Legal Block	L
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1019
Census Tract	10504

Owner

Source: Santa Rosa County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4694 DETERMINATION CT, MILTON, FL 32570-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC
Aug 24, 2017	Loan Modification, Mortgage FIFTH THIRD BK
Aug 24, 2017	Grant Deed, Transfer HB TITLE/FLORIDA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	202415632
Deed Book / Page	4491 / 1282
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4694 DETERMINATION CT, MILTON, FL 32570-8918
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4694 DETERMINATION CT, MILTON, FL 32570-8918

Mortgage

Document Number	0044080087
Date	Jun 22, 2023
Book Page	4408/87
Instrument	202327889

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2020
Property Address	4694 DETERMINATION CT, MILTON, FL 32570-8918
Document Number	0039450995
Book / Page	3945 / 995
Map Reference	MB 11 PG 26&27
Instrument Date	Apr 29, 2020
Instrument	202020483
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4694 DETERMINATION CT, MILTON, FL 32570-8918

Mortgage

Document Number	0003945998
Date	Apr 30, 2020
Instrument	3945/998

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 24, 2017
Property Address	4694 DETERMINATION CT, MILTON, FL 32570-8918
Document Number	0036550700
Book / Page	003655 / 000700
Instrument Date	Aug 24, 2017
Instrument	35154
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	HB TITLE/FLORIDA INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	36550700
Date	Aug 24, 2017
Book Page	003655/000700
Instrument	35154

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 24, 2017
Property Address	4694 DETERMINATION CT, MILTON, FL 32570-8918
Document Number	0036550698
Book / Page	003655 / 000698
Instrument Date	Aug 24, 2017
Instrument	35153
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	HB TITLE/FLORIDA INC

Transaction

Amount	Amount Recorded
Tax	$4,637.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3942 W EAU GALLIE BLVD MELBOURNE FL 329347201, MELBOURNE, FL 32934-7201

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00 (+28.23%) Homeowner's exemption	$243,220 (+22.92%) Land $50,000 Building $193,220	$243,220 (+4.25%) Land $50,000 Building $193,220
2024	$1,927.00 (+2.01%) Homeowner's exemption	$197,876 (+3%)	$233,315 (-0.74%) Land $38,000 Building $195,315
2023	$1,889.00 (+2.5%) Homeowner's exemption	$192,113 (+3%)	$235,046 (+8.22%) Land $38,000 Building $197,046
2022	$1,843.00 Homeowner's exemption	$186,517	$217,189 Land $35,000 Building $182,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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