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4693 SE Winter Haven Ct, Stuart, FL 34997 Property Records

Martin County property record for 4693 SE Winter Haven Ct, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,666 sqft · built 2002
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Oct 2023)
Tax Bill$4,476 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN52-38-41-303-000-0034.0-0-0000

Property Details

APN / Parcel Number

Primary APN52-38-41-303-000-0034.0-0-0000
Alternative APNs
  • 52-38-41-303-000-00340-0
  • 132774

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,666 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,666 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
Garage TypeAttached
Garage Area442 sqft
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number132774
Street Address4693 SE WINTER HAVEN CT
CitySTUART
StateFL
Zip34997-8579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 SPRINGTREE (PB 14 PG 66)
Legal SubdivisionSPRINGTREE
Legal Block2
Legal Lot Number34
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2002
Census Tract1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4693 SE WINTER HAVEN CT, STUART, FL 34997-8579
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Oct 19, 2023Warranty Deed, Transfer · VA Mortgage
EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Deed Document Number20233041038
Deed Book / Page3402 / 1398
Prior Transfer DateNov 4, 2011
Prior Transfer Doc0025442379
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Recording DateJul 7, 2026
Property Address4693 SE WINTER HAVEN CT, STUART, FL 34997-8579
Document Number0003194328
Book / Page3577 / 1240
Instrument DateJun 30, 2026
Instrument20263194328
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4693 SE WINTER HAVEN CT, STUART, FL 34997-8579

Mortgage

Document Number0003194328,
DateJul 7, 2026
Book Page3577/1240
Instrument20263194328
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2056
Interest
Rate6.48%
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 19, 2023
Property Address4693 SE WINTER HAVEN CT, STUART, FL 34997-8579
Document Number0034021398
Book / Page3402 / 1398
Map ReferenceMB 14 PG 66
Instrument DateOct 19, 2023
Instrument3041038
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyE-TITLE SOLUTIONS LLC, TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4698 SE WINTER HAVEN CT, STUART, FL 34997-8578

Transferred To (Grantee/Buyer)

NameVerified Name
Address4693 SE WINTER HAVEN CT, STUART, FL 34997-8579

Mortgage

Document Number0034021401
DateOct 19, 2023
Instrument3402/1401
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$294,721$431,210 (+32.23%) Land $150,000 Building $281,210
2024$4,476.00 (+87.75%)
2023$2,384.00 (+4.2%)
2022$2,288.00$153,965$326,110 Land $105,000 Building $221,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile.

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