Union County property record for 4692 Hopsack Dr, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,845 sqft · built 2024 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (Dec 2024) |
| Tax Bill | $5,531 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-267-341 |
| Primary APN | 08-267-341 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,845 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Lot Area | 10,542 sqft (0.242 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4692 HOPSACK DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-0657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #103 CALICO RIDGE PH1 OPCR606-613 |
| Legal Subdivision | CALICO RIDGE SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20205 |
4692 Hopsack Dr is owner-occupied and held in a trust since December 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4692 HOPSACK DR, INDIAN TRAIL, NC 28079-0657 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Intrafamily Transfer, Transfer |
| Dec 31, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Mar 25, 2024 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on File |
| Deed Sale | Dec 31, 2024 · Amount on File |
| Deed Document Number | 202431289 |
| Deed Book / Page | 9039 / 491 |
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 0009260534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 5, 2025 |
| Property Address | 4692 HOPSACK DR, INDIAN TRAIL, NC 28079-0657 |
| Document Number | 0009260534 |
| Book / Page | 9260 / 534 |
| Map Reference | CAB R PG 606-613 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 32276 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4692 HOPSACK DR, INDIAN TRAIL, NC 28079-0657 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4692 HOPSACK DR, INDIAN TRAIL, NC 28079-0657 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 31, 2024 |
| Property Address | 4692 HOPSACK DR, INDIAN TRAIL, NC 28079-0657 |
| Document Number | 0009039491 |
| Book / Page | 9039 / 491 |
| Map Reference | CAB R PG 698-705 |
| Instrument Date | Dec 31, 2024 |
| Instrument | 31289 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8008 CORPORATE CENTER DR, CHARLOTTE, NC 28226-4552 |
| Name | Verified Name |
|---|---|
| Address | 11160 RIVER OAKS DR NW, CONCORD, NC 28027-2869 |
| Document Number | 0000031290 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 31290 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 25, 2024 |
| Property Address | 4692 HOPSACK DR, INDIAN TRAIL, NC 28079-0657 |
| Document Number | 0000887468 |
| Book / Page | 8874 / 68 |
| Map Reference | CAB R PG 606-613 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 6432 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,454.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4692 Hopsack Dr was $5,531.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,800 (-) Land $118,400 Building $514,400 | $632,800 (-) Land $118,400 Building $514,400 | |
| 2025 | $5,531.00 | $632,800 Land $118,400 Building $514,400 | $632,800 Land $118,400 Building $514,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4692 Hopsack Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4692 Hopsack Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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