4692 Hermitage Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 4692 Hermitage Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,050 sqft · built 1986
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,369 (2026)
Deeds & Mortgages	May 2026 Sale Feb 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`29423`

Property Details

APN / Parcel Number

Primary APN	`29423`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	4,050 sqft Living Area
1st Floor Area	748 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	149,846 sqft (3.44 acres)
Garage Type	Mixed
Garage Area	440 sqft
Porch	Slab
Deck Area	656 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4692 HERMITAGE LN
City	GLOUCESTER
State	VA
Zip	23061-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HERMITAGE BANKS LOT 1 POND
Legal Subdivision	PLAT: ID 986126W P
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4003
Census Tract	100302

Owner

4692 Hermitage Ln is owner-occupied and held in a trust since May 2026.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4692 HERMITAGE LN, GLOUCESTER, VA 23061-3522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TITAN MUTUAL LENDING INC
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2026
Transfer Doc	0000002212
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 20, 2026
Property Address	4692 HERMITAGE LN, GLOUCESTER, VA 23061-3522
Document Number	0000002212
Instrument Date	May 18, 2026
Instrument	20262212
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4692 HERMITAGE LN, GLOUCESTER, VA 23061-3522

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4692 HERMITAGE LN, GLOUCESTER, VA 23061-3522
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001176
Date	Feb 11, 2021
Instrument	210001176

Lender

Name	TITAN MUTUAL LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4692 HERMITAGE LN, GLOUCESTER, VA 23061-3522
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002805
Date	Jul 3, 2019
Instrument	190002805

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4692 Hermitage Ln was $4,369, up 20.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,369.00 (+20.46%)	$749,440 (+26.85%) Land $152,070 Building $597,370	$749,440 (+26.85%) Land $152,070 Building $597,370
2025	$3,627.00 (+5.31%)	$590,810 (-) Land $92,210 Building $498,600	$590,810 (-) Land $92,210 Building $498,600
2024	$3,444.00	$590,810 (-) Land $92,210 Building $498,600	$590,810 (-) Land $92,210 Building $498,600
2023	$3,444.00 (+7.36%)	$590,810 (+33.5%) Land $92,210 Building $498,600	$590,810 (+33.5%) Land $92,210 Building $498,600
2022	$3,208.00	$442,540 Land $81,870 Building $360,670	$442,540 Land $81,870 Building $360,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4692 Hermitage Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4692 Hermitage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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