4692 Gopher St, Middleburg, FL 32068 Property Records

Clay County property record for 4692 Gopher St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,269 sqft · built 1989
Lot Size1.03 acres (45,258 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Apr 2018)
Tax Bill$1,600 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-05-24-006699-095-00

Property Details

APN / Parcel Number

Primary APN32-05-24-006699-095-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,269 sqft Heated Area
Gross Area1,835 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,258 sqft (1.03 acres)
Lot Dimensions304 ft deep x 149 ft wide
Garage Area440 sqft

Exterior Amenities

PorchPorch
Porch Area126 sqft
FenceFence
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4692 GOPHER ST
CityMIDDLEBURG
StateFL
Zip32068-6450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLK 169 BLACK CREEK PARKUNIT 1 AS REC O R 4078 PG 2074
Legal Range24
Legal Township05
Legal Section33
Legal SubdivisionBLACK CREEK
Legal Block169
Legal Lot Number6
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group2
Census Block2022
Census Tract31101

Owner

4692 Gopher St is owned and occupied by an individual who bought it in April 2018.

Source: Clay County records, as of December 18, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4692 GOPHER ST, MIDDLEBURG, FL 32068-6450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
COASTLINE FCU
Apr 30, 2018Warranty Deed, Transfer · Conventional Mortgage
COASTLINE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on File
Deed SaleApr 30, 2018 · Amount on File
Prior SaleAug 26, 2015 · Amount on File
Deed Document Number0040782074
Deed Book / Page4078 / 2074
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4692 GOPHER ST, MIDDLEBURG, FL 32068-6450
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4692 GOPHER ST, MIDDLEBURG, FL 32068-6450

Mortgage

Document Number0043820542
DateNov 30, 2020
Book Page4382/542
Instrument2020062412
Lender
NameCOASTLINE FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateApr 30, 2018
Property Address4692 GOPHER ST, MIDDLEBURG, FL 32068-6450
Document Number0040782074
Book / Page4078 / 2074
Map ReferenceMB11 PG21-33
Instrument DateApr 27, 2018
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyREALTY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16105 SE 225TH ST, 16105, HAWTHORNE, FL 32640-8610

Transferred To (Grantee/Buyer)

NameVerified Name
Address4692 GOPHER ST, MIDDLEBURG, FL 32068-6450

Mortgage

Document Number2018021807
DateApr 30, 2018
Instrument2018021807
Lender
NameCOASTLINE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4692 Gopher St was $1,600 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,600.00 Homeowner's exemption$145,106$217,531 Land $50,000 Building $167,531
2023$1,803.00 (+10.48%) Homeowner's exemption$136,910 (+3%)$195,819 (+14.07%) Land $34,000 Building $161,819
2022$1,632.00 Homeowner's exemption$132,923$171,667 Land $27,000 Building $144,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4692 Gopher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4692 Gopher St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Gopher St

Nearby Streets

Search Property Records by Address or Parcel Number