4692 Bandy Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 4692 Bandy Rd, Ringgold, GA 30736

Property Summary

Property Type	Rural Home
Details	2 ba · 2,012 sqft · built 1907
Lot Size	22.2 acres (970,517 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,819 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72000300A`

Property Details

APN / Parcel Number

Primary APN	`72000300A`
Alternative APN	`25042`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,012 sqft Heated Area
1st Floor Area	640 sqft
2nd Floor Area	640 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	970,517 sqft (22.2 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft
Lean-To	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25042
Street Address	4692 BANDY RD
City	RINGGOLD
State	GA
Zip	30736-8659
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	LL 85 27/3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	1
Census Block	1014
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4692 BANDY RD, RINGGOLD, GA 30736-8659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage IMPECCABLE LENDING
May 6, 2025	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Jun 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Warranty Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025
Deed Sale	May 27, 2025
Prior Sale	Dec 5, 2024
Deed Document Number	0002389235
Deed Book / Page	2363 / 564
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	0002363564
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	4692 BANDY RD, RINGGOLD, GA 30736-8659
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4692 BANDY RD, RINGGOLD, GA 30736-8659

Mortgage

Document Number	0023830000000650
Date	May 6, 2025
Book Page	0000002383/0000000650
Instrument	D2025002993

Lender

Name	IMPECCABLE LENDING

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	4692 BANDY RD, RINGGOLD, GA 30736-8659
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4692 BANDY RD, RINGGOLD, GA 30736-8659

Mortgage

Document Number	0023830000000640
Date	May 6, 2025
Book Page	0000002383/0000000640
Instrument	D2025002992

Lender

Name	PINNACLE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 23, 2020
Property Address	4692 BANDY RD, RINGGOLD, GA 30736-8659
Document Number	0020600003
Book / Page	002060 / 000003
Instrument Date	Jun 23, 2020
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4612 BANDY RD RINGGOLD GA 307368659, RINGGOLD, GA 30736-8659

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 29, 2019
Property Address	4692 BANDY RD, RINGGOLD, GA 30736-8659
Document Number	0020000337
Book / Page	002000 / 000337
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4692 BANDY RD RINGGOLD GA 307368659, RINGGOLD, GA 30736-8659

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+26.53%)	$148,475 (+49.16%) Land $40,868 Building $107,607	$371,187 (+49.16%) Land $102,169 Building $269,018
2023	$2,228.00 (+15.38%)	$99,539 Land $34,092 Building $65,447	$248,846 Land $85,229 Building $163,617
2022	$1,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ringgold Telephone Company DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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